Las Vegas Valley is making major changes to its landscape to keep up with its fast-growing population

TCD

Las Vegas Valley is making major changes to its landscape to keep up with its fast-growing population — here’s what’s happening

Mary Swansburg – July 9, 2023

The Las Vegas Valley is working with its citizens to help them ditch their grassy yards and embrace Nevada’s natural landscape instead.

The news was shared in an article by ProPublica that was reposted on Reddit.

Las Vegas Valley landscape
Photo Credit: u/WhoIsJolyonWest / Reddit

The effort will conserve water and allow the population in Vegas to continue growing.

Community members have already done their part to conserve water indoors, and Nevada treats and recycles all indoor water. Outdoor water, however, cannot be recycled in the same way because it evaporates or settles into the ground.

Because of this, the state is turning toward grass reduction because growing grass in the desert climate requires a significant amount of water.

A similar plan has been utilized before and helped the conservation effort, but it encountered some pushback from homeowner associations (HOAs.) Also, some citizens want to preserve the aesthetic of green lawns, so the state is making an effort to find a compromise.

The state is targeting “nonfunctional” grass first, like grass that lines roadways and lakes, with the goal to get rid of all of it by 2027. Citizens upset about grass removal can submit an exemption request — many of which are approved — making the pushback from HOAs minimal.

In addition, some companies like Par 3 Landscape and Maintenance are offering ideas for alternative plantlife that is native to the area, such as evergreens and desert-friendly shrubs.

Families that choose to embrace the natural landscape will lower their water bills while leaving resources for the addition of new residents and businesses. On top of that, they’ll be helping to fight rising global temperatures.

Princeton reported that 800 million gallons of gasoline, which releases planet-warming gases, are used by lawn equipment each year, and an additional 17 million gallons are spilled in the process.

Plus, the Natural Resource Defense Council reported that lawns are responsible for consuming almost three trillion gallons of water each year. And when grass is grown outside of its natural habitat, it doesn’t benefit the local wildlife either.

One Redditor echoed this in the comments. “Lawns do NOT belong in the southwest,” they wrote.

Luckily, the Las Vegas Valley is setting a great example for communities looking to conserve water.

“If everyone else takes on similar initiatives, we’ll be able to sustain our community and communities across the Colorado River Basin for future generations,” said Howard Watts, Nevada state representative.

‘Woke’ isn’t going to die in DeSantis’ Florida. It’s just taking its dollars elsewhere

Miami Herald – Opinion

‘Woke’ isn’t going to die in DeSantis’ Florida. It’s just taking its dollars elsewhere | Opinion

The Miami Herald Editorial Board – July 7, 2023

Katie Goodale/USA TODAY NETWORK

Think of a dystopian, polarized country, where Americans are not only divided based on political beliefs but also on where they live and shop, what beer they drink, what doctors they visit, whether they are vaccinated, where they go on vacation and attend professional conferences.

This is what politicians who want to inject extremism (from the right or the left) into governing seem to want to accomplish: to reshape their communities so that only like-minded people feel comfortable co-existing.

Gov. Ron DeSantis has made no secret that his approach to governing is “You’re either with me or get the heck out.” He has signed laws and used state power against: teachers; transgender people; African Americans; women’s bodies; teachers and unions; university professors and academic freedom; universities that want to diversify their student body; immigrants; LGBTQ people and drag queens.

Most recently, DeSantis defended a bizarre and homophobic video his campaign shared on Twitter, calling it “fair game” to attack Donald Trump for past statements in support of LGBTQ rights. Not surprising coming from the governor of the state “where woke goes to die.”

The governor probably doesn’t lose sleep over the few conferences that Florida has lost recently as professional organizations take their dollars and thousands of attendees to states with less extreme policies. That blue parts of the state, Broward and Orange counties, lost the opportunity to host those events fit right into the governor’s strategy. DeSantis’ motto is to “own the libs.”

Two organizations canceled events that were planned in the Orlando area in coming years. AnitaB.org, a group of women and nonbinary tech workers, canceled a 2027 event that normally draws about 16,000 visitors. The group told the Orlando Sentinel it will no longer hold events in the state after this year’s conference at the Orange County Convention Center. The reasons are Florida’s abortion ban, its easing of gun regulations and the state’s efforts “to erase the identities and dignities of people from historically marginalized and excluded groups, including Black, Brown, LGBTQIA+, and Indigenous people.”

Broward County has lost more than half-dozen conferences, thanks to Florida’s political climate, organizers told the county’s tourism agency Visit Lauderdale, as the Sun Sentinel reported Friday. Among them is the 2024 National Family and Community Engagement and Community Schools Conference, which would have needed more than 2,000 hotel rooms. The organization “decided to pull out of Florida due to concerns about what the Governor is doing in the education/schools and that he will likely run in 2024. They do not want to lose attendees due to this,” according to a list of cancellations Visit Lauderdale put together.

The governor’s office told the Sun Sentinel the cancellations are “nothing more than a media-driven stunt.” His administration recently released numbers that show the number of tourists visiting the state is up compared to last year. Florida also welcomed nearly 320,000 new residents from other states between 2021 and 2022, according to the U.S. Census Bureau. DeSantis claims credit for those new residents but Florida benefits from a series of factors, such as the longstanding lack of state income taxes and the rise of remote work during the pandemic

Have DeSantis’ policies caused widespread financial ruin in Florida? No, though the hotels and conference centers that lost business might see it differently.

The bigger question is who DeSantis thinks Florida is for. Nonbinary tech workers are not his intended demographic. Neither are college professors, who have warned that the state’s crackdown on what they can teach regarding race is causing a brain drain. Nor are the undocumented workers who are leaving the state after DeSantis signed into law one of the most draconian immigration laws in the country (it requires, among other things, that immigrants disclose their citizenship status at hospitals).

Are these people leaving in big enough numbers to make a difference? We bet that’s the governor’s goal.

The Florida Blueprint he’s trying to sell to presidential primary voters doesn’t concern itself with having a diverse workforce, attracting the best and brightest or ensuring that Florida’s agriculture has enough people to work its fields. Its myopic focus is fighting the outsider — and there are more and more of those — and rewarding those who fall in line.

1 million Florida buildings will be overrun by sea-level rise by 2100, study shows

USA Today

1 million Florida buildings will be overrun by sea-level rise by 2100, study shows

Jim Waymer, USA TODAY NETWORK – July 5, 2023

Storms that ride in on seas rising due to global warming will displace millions of Floridians in low-lying areas by century’s end, according to a new analysis by a flood-risk research group.

Well before then, a higher ocean will force many to elevate their homes, similar to stilted homes on North Carolina’s Outer Banks, or else endure deadly surging floodwaters and sky-high insurance costs.

The lure of living beachside has long been Florida’s biggest draw. But with sea levels expected to rise one foot by 2030 and another three feet by the end of the century, many dream homes could become nightmares.

“If nobody acts, if nothing changes, by the end of the century there are approximately 1 million buildings that will be inundated in Florida,” said Adrian Santiago Tate, CEO/cofounder of HighTide Intelligence, a flood-risk data company that spun out of a research group at Stanford University. About 90% of those buildings are single-family homes. “We wanted to make this abstract idea of flooding mean something to people.”

Don’t believe it? Search your address on HighTide Intelligence’s platform Arkly.com and see for yourself. The site’s a work in progress, so not every home is there but if your home is, and at low elevation, it likely will pop up as at “high-risk” of flooding and property damages.

Derrick Lockhart, owner of Airboat Rides at Midway on the St. Johns  River just over the Brevard County line, says the flooding that followed Hurricane Ian last fall was the worst he had ever seen in the area.n(Credit: TIM SHORTT/ FLORIDA TODAY, TIM SHORTT/ FLORIDA TODAY)
Derrick Lockhart, owner of Airboat Rides at Midway on the St. Johns River just over the Brevard County line, says the flooding that followed Hurricane Ian last fall was the worst he had ever seen in the area.n(Credit: TIM SHORTT/ FLORIDA TODAY, TIM SHORTT/ FLORIDA TODAY)

Floridians already are feeling the pain. After last year’s hurricane season, Florida homeowners watched their premiums double or triple or got letters cancelling their policies. More than a dozen insurance companies either went belly up or just bailed on Florida altogether.

Satellite Beach and other coastal cities for years have been warning residents in the most vulnerable spots to start planning countermeasures now. To bring concrete data to those warnings, Satellite Beach hired HighTide Intelligence to do a $295,000, three-year study to assess flood risk from rising seas. The analysis was paid for in part by a $275,000 grant the city received from the Florida Department of Environmental Protection (DEP) to study ways to make the city more resilient to flooding and sea-level rise. The city chipped in $20,000.

Sparked in part by the Satellite Beach project, HighTide decided to make its statewide dataset of building-level flood risk available to the public in a new user-friendly website, Arkly.com.

Insurers and risk managers use the term “hundred-year storms” when assessing flooding risk. Such storms have about a 1% chance of striking in any given year based on historical data.

But don’t think such storms only roll around every 100 years. With global warming, such storms are striking with increasing frequency.

Statewide, HighTide found that within Florida’s 35 coastal counties, a once-in-a-century storm would:

  • Flood at least 1.28 million buildings, with potential for $261 billion in losses (2020 dollars).
  • By 2030, as the sea levels rise, it’s 1.3 million buildings and $270 billion.
  • By 2050, it’s 1.6 million buildings and $321 billion in losses.
  • Then by 2100, it’s 2.4 million buildings and whopping $624.5 billion in losses.

“Satellite Beach gets some credit for this,” Santiago Tate, CEO/cofounder of HighTide Intelligence, said of the city’s proactive stance on planning for sea-level rise. “They really wanted us to focus on the element of communicating risk.”

And for thousands in this small city of just 11,200 residents, that risk is mounting. Unless the city prepares, rising seas and powerful storms will put 2,200 households in Satellite Beach — half the city’s total — at risk and could inflict $142 million in flood damages to buildings by 2050, according to HighTide’s study.

During the run-up to Hurricane Ian in October 2022, many teenagers decided to have some fun in the flooding. Rising sea levels are expected to make flooding a more common problem in Florida even in the absence of hurricanes.n(Credit: MALCOLM DENEMARK/FLORIDA TODAY)
During the run-up to Hurricane Ian in October 2022, many teenagers decided to have some fun in the flooding. Rising sea levels are expected to make flooding a more common problem in Florida even in the absence of hurricanes.n(Credit: MALCOLM DENEMARK/FLORIDA TODAY)

Local governments can get insurance discounts for residents from Federal Emergency Management Agency’s National Flood Insurance Program (NFIP) by conducting floodplain management activities that qualify for points in what’s called the Community Rating System (CRS). Part of Satellite Beach’s effort is to improve the city’s rating.

Most of the vulnerable homes and infrastructure are on the city’s west side, along the low-lying banks of the Indian River Lagoon.

Don’t care about climate change?: Insurance rates might force you to.

How fast is sea level rising?
Lee Corbridge describes how this flooding near his family's home on Lantern Drive, north of Titusville, in late September, early October 2022 was the worst he has ever seen. Rising sea levels are expected to make flooding a more common problem in Florida even in the absence of hurricanes.
Lee Corbridge describes how this flooding near his family’s home on Lantern Drive, north of Titusville, in late September, early October 2022 was the worst he has ever seen. Rising sea levels are expected to make flooding a more common problem in Florida even in the absence of hurricanes.

On average, sea levels rose about 6 to 8 inches worldwide over the past century,  according to the National Oceanic and Atmospheric Administration. But the rate of rise has more than doubled since 2006.

Researchers at the University of Central Florida found sea level rise is accelerating in other parts of Florida such as Key West and Fernandina Beach. A study in Nature this past April on sea level rise along the Southeastern U.S. and Gulf of Mexico coasts echoed those findings.

Sea levels along the southeastern and Gulf Coasts already are rising faster than climate models predicted, the UCF researchers note, causing coastal erosion, high-tide flooding, saltwater contamination of freshwater aquifers and higher storm surges in Florida.

Hurricanes exacerbate the problem. Even a Category 1 storm could inundate more than 40% of Satellite Beach, according to a 2010 study for the city by Florida International University, and as sea level rises, it’s only going to get worse.

Governments usually opt for large-scale infrastructure projects to prevent flooding, such as levees, the Satellite Beach report notes. Those aren’t always best, though, because costs exceed benefits and can take decades for Congress to appropriate funds.

Meanwhile, property owners are left susceptible to storm flooding.

A truck makes its way down Milford Point Drive on Merritt Island after heavy rains pounded Brevard County in September 2022, flooding streets and yards. Rising sea levels are expected to make flooding a more common problem in Florida even in the absence of hurricanes.
A truck makes its way down Milford Point Drive on Merritt Island after heavy rains pounded Brevard County in September 2022, flooding streets and yards. Rising sea levels are expected to make flooding a more common problem in Florida even in the absence of hurricanes.

HighTide’s study builds on two previous flood studies of Satellite Beach, including the one by Florida International University. At the time, the researchers in that study anticipated the tipping point toward “catastrophic inundation” — a 2-foot sea-level rise — in just 40 years for Satellite Beach. Now that’s less than 30 years away.

Rotting seaweed, dead fish, no sand: Climate change threatens to ruin US beaches

“I don’t really know how you get ahead on this,” said Randy Parkinson, the coastal geologist at Florida International University who coauthored the 2010 study.https://flo.uri.sh/story/1950403/embed

Complacency about flood risk jumped out at him during a recent drive down State Road A1A in south Brevard and into Indian River County, where the barrier island thins to just a few hundred feet wide.

“I couldn’t believe the number of new single-family homes still going in,” Parkinson said. “The real wakeup call is sadly when we get a Cat. 4 or Cat. 5 and it’s moving slow.”

Time will tell how many structures Satellite Beach and other Florida coastal cities will have to move to higher ground or elevate.

“It really depends on the timescale,” Santiago Tate said. “There’s only so much you can do to hold back Mother Nature.”

Contact Environment reporter Jim Waymer at jwaymer@floridatoday.com.

‘A lot of fear’: Rent hikes across the country mean eviction notices for many Americans

USA Today

‘A lot of fear’: Rent hikes across the country mean eviction notices for many Americans

Claire Thornton, USA TODAY – July 5, 2023

A looming rent increase in New York City is poised to force the most vulnerable renters onto the streets at a time when eviction rates nationwide have been steadily rising, and the worst cities are seeing eviction filings increase by more than 60%.

In New York — one of the country’s most expensive housing markets — the panel that sets rent rates for rent stabilized apartments last month approved hikes of 3% for one-year contracts. Last year saw rent upped by a similar amount.

Rent increases anywhere lead to more poor people and struggling families being evicted and kicked out onto the streets, Carl Gershenson, the head of Princeton University’s Eviction Lab in New Jersey, told USA TODAY.

“Even 3% is going to hurt a substantial number of people,” he said.

Why is rent so high in so many cities?

In recent years, cities across the United States have seen dramatic rent hikes. As a result, eviction filing rates are surging, particularly in the South and Southwest, where the rent increases are among the biggest, according to data collected by the Eviction Lab.

The cost of shelter is increasing in part because of record inflation and the rise in evictions over the past 18 months coincides with the expiration of eviction moratoriums and COVID-19-related rental assistance.

Rent hikes happening across the country are most painful for working single moms, retirees and people receiving disability payments from the government, said Robert Desir, a staff attorney with New York’s Legal Aid Society who worked on the city’s rent stabilization law.

“People are going to be stuck with this extra cost that many are going to have a really hard time meeting. They are going to have to sacrifice other basics to pay for the rent,” Desir said. If people can’t cut corners, they will fall behind in rent, risking eviction, he said.

Why are landlords choosing evictions?

In big cities and small town across the country, a rent increase can be a “de-facto” eviction, said Desir.

“They can receive a notice from the owner that says, ‘I’m going to raise the rent by 25, 50, 75 or 100%’ — whatever the landlord thinks that the market can bear,” he said.

Telling a tenant they must pay that much more in rent each month “can be used as a weapon” if an owner wants a certain tenant out, he said. In New York, the recent vote to increase rents in stabilized units is completely lawful, but still, “it’s dire and really makes a difference,” he said.

Since January 2022, landlords in Las Vegas have been initiating 60% more evictions than they did in 2016 through 2018, data shows. So far in 2023, Phoenix has also had around a 40% spike in filings compared to the years before the COVID-19 pandemic, according to the Eviction Lab.

The rent hikes of 20% or more are happening because landlords expect to find tenants in the hot housing market who will pay the higher rents, which pushes more people out of their longtime homes that used to be affordable, Gershenson said.

In New York City, landlords have also pointed to inflation as a reason why they’re raising rents, citing increasing operational and maintenance costs.

Where are eviction rates the highest in the US?

Here are some of the cities with the sharpest increases in eviction filings:

  • In, Houston, the Lone Star State’s largest city, there has been a 50% increase in eviction filings compared to 2016 through 2018 averages.
  • Dallas-Fort Worth, Texas’ second-largest metro area, has seen above-average eviction rates, with some months reaching around 40% more than 2016-2018 averages.
  • In Columbus, Ohio, eviction filings have risen 20% higher compared with 2016 to 2018.
Some cities are helping renters avoid eviction

Rates of evictions in New York City shuttered during the first two years of the COVID-19 pandemic, when an eviction moratorium was in place. But rates popped up in January 2022 after the moratorium expired and they’ve been on the rise since then, according to data from the Eviction Lab.

One small piece of good news is that eviction rates in the city have decreased since 2016 through 2018, the next most recent time period for which the Eviction Lab has data, because New York City has some of the strongest tenant unions and protections in the country, Gershenson said.

Philadelphia is another city that’s had “quite a bit of success” reducing evictions, largely due to its eviction diversion program that launched in 2020, Gershenson said. The program has helped 75% of landlords and tenants who participate avoid eviction, the city says.

People gather outside of a New York City Marshall's office calling for a stop to evictions in New York City.
People gather outside of a New York City Marshall’s office calling for a stop to evictions in New York City.
‘A lot of fear out there’ over eviction threats

An hour outside of Nashville, in Columbia, Tennessee, tenants have been organizing after seeing their rents explode in the past several years, causing more people to become homeless.

Judy Schwartz-Naber, a Walgreen’s worker and organizer with Tennessee for Safe Homes has seen her rent double from $450 to $900 per month in the last seven years. She said there’s “a lot of fear out there” as people are facing more threats of eviction. Schwartz-Naber, 66, said she knows of one woman who was threatened with eviction because her granddaughter who was temporarily living with her was not on the lease.

“I’ve been told in Tennessee they can evict you if they don’t like the look of your face anymore,” she said. “I believe it’s true.”

She said landlords have too much power to kick people out of their homes, and that’s one reason why rents in the town of just over 40,000 have been increasing so quickly.

“They raise the rent and they raise it so high you can’t afford it,” she said.

In nearby Nashville, evictions have spiked since January 2022, sometimes exceeding 2016 to 2018 rates by more than 50%.

“Oh my God, I’m horrified because the human suffering that is connected to that is terrible. My god. It’s horrific there,” said Schwartz-Naber, who herself has experienced eviction. In 2003, the single mom and her daughter were kicked out of their home and the shock forced a cross-country move to Florida.

Major city announces ban on new homes due to concerning conditions: ‘We’re going to manage this situation’

TCD

Major city announces ban on new homes due to concerning conditions: ‘We’re going to manage this situation’

Laurelle Stelle – July 5, 2023

Due to a lack of water, the state of Arizona has announced that it will not approve any more building permits for single-family homes that rely on wells in Maricopa County, CleanTechnica reported.

Like much of the western U.S., Arizona has been facing a huge drought for many years. A shortage of rainfall has led to residents relying on underground aquifers and the Colorado River for water.

As CleanTechnica explained, the state has been using far too much water. Homes, farms, businesses, and public programs have been drawing on water supplies at an increasing rate, totaling 2.2 billion gallons per day in Maricopa County alone.

Because of this overuse, the Colorado River and groundwater are both drying up. State officials that modeled Arizona’s future water use predict that in the next 100 years, the Phoenix area will need over 1.5 trillion more gallons than it has.

Much of this excess water use has been driven by the growth of towns and cities throughout Arizona, CleanTechnica reported. One of the worst offenders is Phoenix, the state capital, which is located in Maricopa County. The city is surrounded by ever-expanding suburbs that rely on well water.

That’s why Governor Katie Hobbs has put a stop to new building permits.

Unfortunately, the new ban won’t stop the 80,000 building permits for new homes that have already been approved. It also doesn’t cover building projects that rely on river water or source their water from nearby businesses and farms. According to Governor Hobbs, though, the situation is under control.

“We’re going to manage this situation,” Governor Hobbs said at a news conference on June 1, according to The Guardian. “We are not out of water and we will not be running out of water. It is also incredibly important to note that the model relates only to groundwater and does not concern surface water supplies which are a significant source of renewable water for our state. What the model ultimately shows is that our water future is secure.”

Conservatives go to red states and liberals go to blue as the country grows more polarized

Associated Press

Conservatives go to red states and liberals go to blue as the country grows more polarized

Nicholas Riccardi – July 4, 2023

Jennifer and Tim Kohl poses for a photo in their front yard with the American flag and a thin blue line flag in Star, Idaho, on April 14, 2023. The couple recently moved to Idaho from the Los Angeles area. Americans are segregating by their politics at a rapid clip, helping fuel the greatest divide between the states in modern history. (AP Photo/Kyle Green)
Jennifer and Tim Kohl poses for a photo in their front yard with the American flag and a thin blue line flag in Star, Idaho, on April 14, 2023. The couple recently moved to Idaho from the Los Angeles area. Americans are segregating by their politics at a rapid clip, helping fuel the greatest divide between the states in modern history. (AP Photo/Kyle Green)
Kathleen Rickerson poses for a photo at her home Wednesday, May 24, 2023, in the west Denver suburb of Lakewood, Colo. Americans are segregating by their politics at a rapid clip, helping fuel the greatest divide between the states in modern history. (AP Photo/David Zalubowski)
Kathleen Rickerson poses for a photo at her home Wednesday, May 24, 2023, in the west Denver suburb of Lakewood, Colo. Americans are segregating by their politics at a rapid clip, helping fuel the greatest divide between the states in modern history. (AP Photo/David Zalubowski)
Aaron and Carrie Friesen feed chickens in the backyard of their home in Boise, Idaho, on April 12, 2023. The couple, who has three children, recently moved to Idaho from the Bluffton, S.C., area. Americans are segregating by their politics at a rapid clip, helping fuel the greatest divide between the states in modern history. (AP Photo/Kyle Green)
Aaron and Carrie Friesen feed chickens in the backyard of their home in Boise, Idaho, on April 12, 2023. The couple, who has three children, recently moved to Idaho from the Bluffton, S.C., area. Americans are segregating by their politics at a rapid clip, helping fuel the greatest divide between the states in modern history. (AP Photo/Kyle Green)
Leah Dean, a native of the Texas Panhandle, poses outside her home Monday, July 3, 2023, in Denver. Americans are segregating by their politics at a rapid clip, helping fuel the greatest divide between the states in modern history. (AP Photo/David Zalubowski)
Leah Dean, a native of the Texas Panhandle, poses outside her home Monday, July 3, 2023, in Denver. Americans are segregating by their politics at a rapid clip, helping fuel the greatest divide between the states in modern history. (AP Photo/David Zalubowski)

STAR, Idaho (AP) — Once he and his wife, Jennifer, moved to a Boise suburb last year, Tim Kohl could finally express himself.

Kohl did what the couple never dared at their previous house outside Los Angeles — the newly-retired Los Angeles police officer flew a U.S. flag and a Thin Blue Line banner representing law enforcement outside his house.

“We were scared to put it up,” Jennifer Kohl acknowledged. But the Kohls knew they had moved to the right place when neighbors complimented him on the display.

Leah Dean is on the opposite end of the political spectrum, but she knows how the Kohls feel. In Texas, Dean had been scared to fly an abortion rights banner outside her house. Around the time the Kohls were house-hunting in Idaho, she and her partner found a place in Denver, where their LGBTQ+ pride flag flies above the banner in front of their house that proclaims “Abortion access is a community responsibility.”

“One thing we have really found is a place to feel comfortable being ourselves,” Dean said.

Americans are segregating by their politics at a rapid clip, helping fuel the greatest divide between the states in modern history.

One party controls the entire legislature in all but two states. In 28 states, the party in control has a supermajority in at least one legislative chamber — which means the majority party has so many lawmakers that they can override a governor’s veto. Not that that would be necessary in most cases, as only 10 states have governors of different parties than the one that controls the legislature.

The split has sent states careening to the political left or right, adopting diametrically opposed laws on some of the hottest issues of the day. In Idaho, abortion is illegal once a heartbeat can be detected in a fetus — as early as five or six weeks — and a new law passed this year makes it a crime to help a minor travel out of state to obtain one. In Colorado, state law prevents any restrictions on abortion. In Idaho, a new law prevents minors from accessing gender-affirming care, while Colorado allows youths to come from other states to access the procedures.

Federalism — allowing each state to chart its own course within boundaries set by Congress and the Constitution — is at the core of the U.S. system. It lets the states, in the words of former Supreme Court Justice Louis Brandeis, be “laboratories of democracy.”

Now, some wonder whether that’s driving Americans apart.

“Does that work as well in a time when we are so politically divided, or does it just become an accelerant for people who want to re-segregate?” asked Rob Witwer, a former Republican Colorado state lawmaker.

Colorado and Idaho represent two poles of state-level political homogenization. Both are fast-growing Rocky Mountain states that have been transformed by an influx of like-minded residents. Life in the two states can be quite similar — conversations revolve around local ski areas, mountain bike trails, and how newcomers are making things too crowded. But, politically, they increasingly occupy two separate worlds.

Witwer watched Colorado steadily swing to the left as affluent, college-educated people fled the coasts for his home state starting in the late 1990s. For two decades, it was one of the nation’s fastest-growing states, and during the Trump era it swung sharply to the left. Democrats control all statewide offices and have their largest majorities in history in the legislature, including a supermajority in the lower house.

In contrast, Idaho has become one of the nation’s fastest-growing states during the past decade without losing its reputation as a conservative haven. It has moved even more sharply to the right during that time and become a beacon to those, like the Kohls, fleeing blue states where they no longer feel welcome.

The states’ swings aren’t simply due to transplants, of course. The increasing clustering of Americans into like-minded enclaves — dubbed “The Big Sort” — has many causes. Harvard professor Ryan Enos estimates that, at least before the pandemic, only 15% of the homogeneity was due to people moving. Other causes include political parties polarizing on hot-button issues that split neatly on demographic lines, such as guns and abortion, and voters adopting their neighbors’ partisanship.

“A lot of this is driven by other sorting that is going on,” Enos said.

When Americans move, politics is not typically the explicit reason. But the lifestyle choices they make place them in communities dominated by their preferred party.

“Democrats want to live in places with artistic culture and craft breweries, and Republicans want to move to places where they can have a big yard,” said Ryan Strickler, a political scientist at Colorado State University-Pueblo.

But something may have changed as the country has become even more polarized. Businesses catering to conservatives fleeing blue states have sprouted, such as Blue Line Moving, which markets to families fleeing from blue states to Florida. In Texas, a “rainbow underground railroad” run by a Dallas realtor helps LGBTQ+ families flee the state’s increased restrictions targeting that population.

The switch might have been flipped during the coronavirus pandemic in 2020, which created a class of mobile workers no longer bound to the states where their companies were based. Those who are now mobile are predominantly white-collar workers and retirees, the two most politically engaged parts of the national population.

Mike McCarter, who has spearheaded a quixotic campaign to have conservative eastern Oregon become part of Idaho, said most people didn’t pay much attention to state government until the pandemic.

“Then it was like ‘Oh, they can shut down any church and they can shut down my kids’ school?’” McCarter said. “If state-level government has that much power, you’d better be sure it reflects your values, and not someone else’s values that are forced on you.”

The pandemic helped push Aaron and Carrie Friesen to Idaho. When the pandemic hit, they realized they could take their marketing firm remote from its base near Hilton Head, South Carolina. They’d always planned to return to the West, but California, where Aaron, now 39, was born and raised, was disqualified because of its cost and progressive politics.

The Friesens and their three children settled on Boise. They loved the big skies, the mountains rearing up behind the town, the plethora of outdoor activities.

And they liked Idaho’s pandemic policies. When the Friesens visited, almost no one was wearing masks, which they took as a good sign — they were happy to mask up when sick, but found constant masking pointless.

“This was a place that had like-minded people,” Carrie Friesen said.

The Friesens are happy with the direction of their new state and the abortion and transgender restrictions out of the latest legislative session. But they don’t see themselves as part of what they called “the crazy right,” referring to the families displaying Trump yard signs in the less-politically-mixed Boise suburbs. They like living close to the center of Boise, one of the more liberal areas in the state.

They try not to make too many decisions based on politics — to a point.

“With the temperature of politics nowadays, if people choose to move somewhere, they are going to choose to move to a place with like-minded people,” Aaron Friesen said.

That’s apparently been happening in Idaho, said Mathew Hay, who oversees a regular survey of new arrivals for Boise State University. Historically, transplants mirrored the conservative population’s leanings, with about 45% describing themselves as “conservative,” and the rest evenly split between liberal and moderate.

But something changed last year — the share of newcomers that said they lived in Idaho for the politics jumped to 9%, compared to 5% for long-timers. The percentage describing themselves as “very conservative” also rose.

When Melissa Wintrow rode her motorcycle across the U.S. in 1996, she was captivated by Idaho.

“It was this grounded, commonsense, reasonable group,” Wintrow said. “Of course they were conservative, but they weren’t going to say openly racist and homophobic things.”

Now a Democratic state senator, Wintrow is aghast at how her adopted state has become more hardline.

“The state has just moved to a more extreme view,” she said. “It’s a certain group of people that is afraid their ‘way of life’ is diminishing in the world.”

In Colorado, the reverse may be happening.

Bret Weinstein, owner of a realty firm in Denver, said politics has become the top issue for people buying a home.

“It’s brought up in our initial conversations,” Weinstein said. “Three years ago, we didn’t have those conversations, ever.”

Now, many entering the state tell him they’re looking for a way to escape their red state — and homeowners leaving Colorado say they’re fed up with it turning blue. Even within Colorado, Weinstein said, homebuyers are picking based on politics, with some avoiding conservative areas where debates on mask mandates and curriculum has dominated school board meetings.

One of those politically motivated migrants is Kathleen Rickerson, who works in human resources for Weinstein’s firm. Rickerson, 35, lived in Minnesota for seven years, but during the pandemic grew weary of the blue state’s vocal anti-masking, anti-vaccine minority.

Rickerson’s parents and sister urged her to join them in Texas, but that was out of the question. Ready for a change, Rickerson instead zeroed in on Colorado. She moved to a Denver suburb in December 2021.

Cheered by the state’s strong stance to protect abortion rights, Rickerson wants Colorado Democrats to go further.

“Colorado isn’t as quick to take a stand on things, and I’d like to see that happen a bit more,” she said.

That was a sentiment shared by Colorado progressives, who were frustrated their party didn’t muscle through an assault weapons ban and other priorities of the left during the most recent legislative session.

“There is a point at which we need to stop acting like trying to get along with our enemies is going to preserve our institution,” progressive state Rep. Stephanie Vigil said at the end of the session, after the chamber’s Democratic leader said it was important that Republicans still feel like they have a voice.

The increasing political homogeneity in states makes it harder for both parties to feel invested, said Thad Kousser, a political scientist at the University of California, San Diego.

“It gives one party the ability to move a state further when they’re doing exactly what their constituency wants,” he said.

The system works as a sort of escape valve, Kousser said, letting the majority in the state feel in power regardless of what’s happening in Washington, D.C. But the local minority party gets shortchanged.

The Kohls felt shortchanged in California. They said they watched their native state deteriorate before their eyes, and no one was willing to fix the problems. Trash piled up with homeless encampments. Tax money seemed to go to immigrants who had entered the country illegally rather than U.S. citizens. Jennifer’s mother qualified for government assistance due to her low income, but was on dozens of wait lists that were seven years long. Tim’s police station, in a former hippie colony in the mountains running through West Los Angeles, was firebombed during the George Floyd protests in 2020.

The Kohls wanted to live in a red state, but Jennifer said they’re not just party-line voters. A nurse, she hasn’t registered with either party and has a wide range of beliefs, including that abortion is sometimes necessary.

“I believe so many different things,” she said.

On balance, they feel more comfortable in a more conservative place.

“Here, the tax dollars naturally goes to the citizens, not the immigrants,” said Tim Kohl, who can understand why Idaho is growing so fast. “Most of the people we’ve met here are from California originally.”

In Denver, Dean has found other people who fled red states. She and her partner, Cassidy Dean, discovered that their neighbors fled Florida after the state’s hard turn to the political right.

Leah Dean was a 19-year-old cosmetology college student in San Antonio in 2008 when she had an abortion. She chafed at the obstacles she faced — the state-mandated waiting period before the procedure, having to get a sonogram before the procedure — and became a committed Democratic activist. She met her partner at the Texas state party convention in 2016, and every year since then she’s felt the Republican state legislature and governor make the state less and less hospitable to people like her.

Now in Colorado, she and her partner both work from home, telecommuting to their old Texas jobs. They have limited social outlets, but took care of that by throwing themselves into politics again, with Leah Dean becoming vice chair of Denver Democrats.

“It’s also how we meet people,” she said. “We don’t have any other way to do that.

The Associated Press receives support from several private foundations to enhance its explanatory coverage of elections and democracy. See more about AP’s democracy initiative here. The AP is solely responsible for all content.

Florida construction and agricultural workforces diminished after new immigration law takes effect

The Week

Florida construction and agricultural workforces diminished after new immigration law takes effect

Catherine Garcia, Night editor – July 4, 2023

Buildings under construction in Miami
Buildings under construction in Miami Joe Raedle / Getty Images

A new law that took effect in Florida on July 1 is already hitting the state’s agricultural and construction industries hard.

The law, signed by Gov. Ron DeSantis (R) in May, makes it a third-degree felony for people to use a false identification to get hired for work. Any business that is found to knowingly employ those unauthorized workers could have its license revoked and face daily fines. Additionally, hospitals that accept Medicaid are now required to question a patient’s immigration status, driver’s licenses given to undocumented immigrants in other states are invalid, and it’s a third-degree felony to knowingly transport undocumented immigrants into the state.

An estimated 772,00 undocumented immigrants lived in Florida in 2019, with many working on construction sites, farms and packaging facilities. Migrant workers began leaving the state once DeSantis signed the new law in May, The Wall Street Journal reported, including those who are authorized to work but are married to someone who isn’t. A spokesperson for DeSantis defended the law, saying that businesses that hire undocumented immigrants “instead of Floridians will be held accountable.”

At multiple construction sites in Miami, workers shared with the Journal that they have lost about half of their crews; one man said he knows people who went to Indiana, where they could make $38 an hour instead of $25 and not have to worry about running afoul of the immigration law. Tom C. Murphy, co-president of Coastal Construction, told the Journal there was already a labor shortage before the law went into effect, and while “we fully support documentation of the immigrant workforce, the new law is aggravating an already trying situation.”

Immigration is usually a federal area of law, immigration lawyer Daniela Barshel told the Journal, and it will be difficult to give guidance to clients when there are differing state and federal rules. “It’s kind of extreme that Florida passed a law like this,” she said. Companies cannot be advised to stop hiring noncitizens, since that could be discrimination on the basis of race or national origin, leaving businesses with no easy path forward. “You don’t want to be fined by the government, and you also don’t want to be sued by someone because they were authorized to work and you didn’t hire them,” Barshel said.

HELOCs are back. Cash-strapped borrowers are tapping into a $33 trillion pile of home equity.

MarketWatch – In One Chart

HELOCs are back. Cash-strapped borrowers are tapping into a $33 trillion pile of home equity.

Joy Wiltermuth – June 26, 2023

Banks hold most HELOCs
Borrowers are increasingly tapping into a pile of home equity for liquidity. JUSTIN SULLIVAN/GETTY IMAGES

Goodbye pandemic refi cash-outs. Hello HELOCs?

Home-equity lines of credit (HELOCs) and second-lien mortgages have been staging a notable comeback as U.S. homeowners look for liquidity and ways to monetize the pandemic surge in home prices, according to BofA Global.

It used to be that borrowers sitting on an estimated $33 trillion pile of equity built up in their homes could simply refinance and pull out cash, until the Federal Reserve’s rapid rate hikes began squelching the option.

Now, with mortgage rates above 6%, and the Fed penciling in two more rate hikes in 2023, cash-strapped homeowners have been seeking out alternatives to extract cash from their properties.

While cash-out refinances tumbled 83% in the fourth quarter of 2022 from a year before, HELOCs rose 7% and home-equity loans grew 31%, according to the latest TransUnion data.

“Borrower demand remains high, particularly given household budgets have been pressured by rising food and energy costs,” a BofA Global credit strategy team led by Pratik Gupta’s, wrote in a weekly client note.

Risky loans to subprime borrowers and home equity products helped precipitate the 2007-2008 global financial crisis and the era’s wave of devastating home foreclosures.

At the time, households had more than $1.2 trillion of home equity revolving and available credit (see chart), whereas the figure was closer to $900 billion in the first quarter of this year.

Home equity products are making a big comeback as households seek liquidity BOFA GLOBAL, NEW YORK FED CONSUMER CREDIT PANEL/EQUIFAX

The pandemic saw home prices surge, giving a big boost to home equity levels. The Urban Institute pegged home equity in the U.S. at $33 trillion as of May, up from a post-2008 peak of about $15 trillion.

BofA analysts argued this time home equity products look different, with roughly $17 trillion of tappable equity across 117 million U.S. homeowners, and most borrowers having high credit scores and low rates.

“The vast majority of that — $14 trillion — is from the cohort of homeowners who own their homes free & clear,” Gupta’s team wrote.

Another $1.6 trillion of equity could be available from Freddie Mac and Fannie Mae borrowers, according to his team, which pegged an estimated 94% of all outstanding U.S. first-lien home mortgages now below 4% rates.

Major banks own the bulk of home equity balances (see chart), led by Bank of America Corp. BAC, +1.23%, PNC Bank PNC, +0.57%, Wells Fargo, WFC, -0.05%, JPMorgan Chase JPM, +0.24% and Citizens CFG, +0.35%, according to the team, which notes several other major banks appear to have hit pause on their programs.

A smaller portion of HELOCs and second-lien mortgages have been securitized, or packaged up and sold as bond deals, while nonbank lenders have been offering the products as well.

RelatedThe economy was supposed to cave in by now. It hasn’t — and GDP is set to rise again.

The US is now facing a third inflation wave, economist explains

Yahoo! Finance

The US is now facing a third inflation wave, economist explains

‘Greedflation’ comes when companies use the excuse of higher input costs to hike prices, but are really profit-led, UBS’s Paul Donovan said.

Brad Smith – Anchor – June 15, 2023

Although US consumer prices provided further signs of relief for consumers in April, there are still factors keeping inflation elevated — and corporations may be reaping the benefits of that.

“We’ve had a really unfortunate situation where we’ve had three very, very different inflation waves caused by very different things,” UBS Global Wealth Management Chief Economist Paul Donovan told Yahoo Finance (video above). “And they’ve just come one after the other. So it looks like you’ve had this continuous period of inflation.”

The first wave, primarily in consumer durable goods, “was demand-led,” Donovan explained. “That’s over. Durable goods prices in the States are falling. You’ve got outright deflation.”

That was followed by a second wave of supply-led inflation, he added, “and that was the energy shock coming out of the war in Ukraine.” And then “the third wave of inflation — the one we’re getting now — is this unusual profit-led inflation story.”

Sometimes called “excuseflation” or “greedflation,” profit-led inflation occurs when consumer-facing companies toward the end of the supply chain persuade shoppers to accept price hikes by pointing to plausible explanations (such as historically-elevated inflation). However, Donovan said, the true reason for these elevated prices could have more to do with expanding margins and keeping investor sentiment high than with increased input costs.

“It’s using excuses,” Donovan said. “It’s using a cover.”

A shopper, who lamented that groceries have recently become much more expensive, holds the receipt from his purchase at a discount supermarket on June 15, 2022, in Berlin, Germany. (Photo by Sean Gallup/Getty Images)
A shopper, who lamented that groceries have recently become much more expensive, holds the receipt from his purchase at a discount supermarket on June 15, 2022, in Berlin, Germany. (Photo by Sean Gallup/Getty Images)
Why inflation remains sticky

The main drivers of higher prices are the costs of goods sold — which includes both material and labor costs — and corporate profits.THE TAKEAWAY

As supply and demand shocks begin to wane, economists look to another potential culprit of sticky inflation: corporate profit margins.

Fortunately for consumers, prices for materials have slid tremendously. The World Bank expects a 21% decline in commodity prices in 2023 relative to 2022 — which, it noted, would be the sharpest drop since the COVID-19 pandemic.

However, prices still hover well above average levels from 2015-2019. During the first quarter of 2023, certain companies continued to institute price increases even as they witnessed flat or declining comparable sales volumes.

“I think what you see going on as much as anything is, one, obviously we’ve taken some pricing to cover the inflation that we’ve been dealing with,” PepsiCo (PEP) CFO Hugh Johnston told Yahoo Finance. “As consumers move to smaller size packages, it affects volume a little bit as well. But overall, the demand for our products continues to be quite high.”

Elevated labor costs may be the larger quandary for an inflation-fighting Federal Reserve — and a viable explanation for businesses pushing through price increases.

“What I think will be the bigger story this year for the broader economy, especially for the Fed, will be these stickier labor costs,” Charles Schwab Senior Investment Strategist Kevin Gordon told Yahoo Finance.

“Look at unit labor-cost growth — it is still way above trend, pre-COVID trend — and the fact that you’re not really seeing an easing in productivity growth or lack thereof because it’s still deeply negative,” he said.

“So that convergence, I think, will be really important because companies can only stomach those higher labor costs for so long, especially if you’re not getting that revenue back and that revenue surge.”

However, corporate profits have also played a large role in price increases since the disruptions from the coronavirus pandemic took hold.

According to an analysis published by the Economic Policy Institute, corporate profits replaced unit labor costs as the largest contributor to unit price growth in the nonfinancial corporate sector from the second quarter of 2020 to the fourth quarter of 2021, when compared with historical averages from 1979-2019.

“[Corporations] sneak in a margin increase,” Donovan said. “And you can see this with, for example, the rise in retail profits as a share of GDP. That’s one instance where we’re seeing this expansion of margin under the cover of, ‘Oh, it’s a general inflation problem. We can’t help it.’ But actually, they’re expanding margin and just basically persuading consumers to accept that.”

How long before companies rethink ‘excuseflation’?

Another reason companies may feel comfortable raising prices has been the continued strength of consumers.

During the first quarter of 2023, a host of company executives said US consumers were “healthy” and their spending remained “resilient“, while also detailing price increases and profit preservation efforts to investors and equity analysts.

“After slowing in the back half of 2022 a bit, we saw the pace of payments picked back up in quarter one, especially in the latter parts of the quarter,” Bank of America (BAC) CEO Brian Moynihan said during the company’s Q1 earnings call. “Consumers’ financial position remains generally healthy. They’re employed with generally higher wages, continue to have strong account balances, and have good access to credit.”

In June, however, Moynihan acknowledged that spending has “slowed down” following a succession of Federal Reserve interest rate increases. There’s also evidence that higher prices are weighing on consumer confidence.

For instance, consumer sentiment slid 7% in May, “erasing nearly half of the gains achieved after the all-time historic low from last June,” Joanne Hsu, director of the University of Michigan’s Surveys, said in its most recent report. “That said, consumer views over their personal finances are little changed from April, with stable income expectations supporting consumer spending for the time being.”

People shop at Lincoln Market on June 12, 2023, in the Prospect Lefferts Gardens neighborhood in the Brooklyn borough of New York City. (Photo by Michael M. Santiago/Getty Images)
People shop at Lincoln Market on June 12, 2023, in the Prospect Lefferts Gardens neighborhood in the Brooklyn borough of New York City. (Photo by Michael M. Santiago/Getty Images)

While profit-led inflation can help preserve near-term profits for a company, it could also be detrimental to a brand’s image if consumers see the reasons for raising prices as disingenuous — particularly as social media provides a new outlet for consumers to push back.

Donovan said that a company’s brand can be damaged if it’s accused of “profiteering” at a time when people are suffering.

“Remember, we’ve had two years of negative real-wage growth across the developed world — people are feeling the pain,” he said. “So I think that social media can help inflame profit-led inflation by creating excuses that companies can use. But it can also work by threatening brand values to cause companies to rethink some of their pricing strategies.”

Because of that, profit-led inflation won’t last forever, Donovan said.

“At some point, either governments or consumers realize that this is going on, and they say, ‘Hold on, that’s not fair,’ and then you start to damage brand values,” he said. “You’re seen as cheating or unfairly treating the consumer. And that’s exactly the point that we’re now starting to get to.”

Two more property insurance companies scaling back coverage in Florida

CBS 47 – Action News Jax

Two more property insurance companies scaling back coverage in Florida

Rich Jones – June 15, 2023

Florida homeowners have fewer options for property insurance. Just two weeks into hurricane season, The Farmers Group and AIG say they’re scaling back policy coverage.

Both companies point to their vulnerability to natural disasters like hurricanes and flood.

Over the past 18 months in Florida, 16 property insurance companies have decided to stop writing new business to new homeowners in one form or the other.

WOKV Consumer Warrior Clark Howard says insurers are pulling out of Florida and California because the risks have become incalculable.

LISTEN: Clark Howard on Florida insurance companies leaving, steps that homeowners can take

“Florida and California will need to offer state-backed reinsurance so that insurers can issue actuarially sound policies.”, Clark said.

Clark suggests shopping for insurance through an independent agent and then get quotes for a high deductible, the highest your mortgage company will allow you take.

“You’re eliminating for the insurer what they refer to as nuisance claims. So you become a less risky, less costly person for them to insure.”, Clark said.

CLARK HOWARD BEST AND WORST HOMEOWNERS INSURANCE COMPANIES

Clark says the Florida Legislature is going to need to step in and address Citizens Insurance, the insurer of last resort. He says the state will have to take over the role of reinsurance, eliminate Citizens, which could allow regular insurers to come back.

“That insurers would be liable for losses up to a ceiling, whatever that is. And then after that the Florida reinsurance would cover it.”, said Clark.