Bad Bunny shows support for Harris after comedian makes offensive comment about Puerto Rico at Trump rally

CNN

Bad Bunny shows support for Harris after comedian makes offensive comment about Puerto Rico at Trump rally

Priscilla Alvarez, CNN – October 27, 2024

Puerto Rican singer Bad Bunny attends the Academy Awards in Los Angeles on March 10, 2024.

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Puerto Rican superstar Bad Bunny signaled support for Vice President Kamala Harris on Sunday, sharing a clip on social media of the vice president’s plans for the island moments after a speaker made an offensive joke at Donald Trump’s New York rally, sparking outrage.

The move comes as both the Harris and Trump campaigns have been vying for the Puerto Rican vote, especially in battleground Pennsylvania, where about 500,000 Puerto Ricans live. Benito Antonio Martínez Ocasio, known as Bad Bunny, shared the campaign clip to his more than 45 million followers on Instagram.

“I will never forget what Donald Trump did and what he did not do when Puerto Rico needed a caring and a competent leader,” Harris says in the video, which Bad Bunny reshared multiple times with a focus on Trump. “He abandoned the island, tried to block aid after back-to-back devastating hurricanes and offered nothing more than paper towels and insults.”

Thousands of people in Puerto Rico died as a result of Hurricane Maria in 2017 — shortly after Hurricane Irma caused mass power outages throughout the island. While surveying damage in Puerto Rica after Hurricane Maria, then-President Trump drew backlash after tossing supplies, including paper towels, to residents of the island.

Bad Bunny’s post Sunday was the first indication of support from the artist as the Harris campaign tries to shore up celebrity endorsements. And it came as outrage built over remarks made by Tony Hinchcliffe, a comedian and podcast host, assailing Puerto Rico at Trump’s rally in Madison Square Garden.

“There’s a lot going on, like, I don’t know if you know this but there’s literally a floating island of garbage in the middle of the ocean right now. Yeah. I think it’s called Puerto Rico,” he said. Puerto Rico is a US territory.

Harris campaign officials had been in conversation with Bad Bunny’s team, according to a source familiar, hoping to have him lend his support to the vice president’s plan for Puerto Rico.

“This has been a thoughtful and deliberate approach focused on the issues,” the source said.

A representative for Bad Bunny told CNN that his repost of Harris’ video on Instagram was “not an endorsement,” but that he is “supporting” Harris. “Benito’s political focus has always been on Puerto Rico,” his representative told CNN. His representative did not indicate whether a formal endorsement would be coming from the musician ahead of the election.

An endorsement from Bad Bunny has been at the top of the Harris campaign’s wish list of celebrity endorsements for months, according to a source familiar with the campaign’s Hollywood outreach. The campaign understands the large reach Bad Bunny has within the Latino community and believes his support could help sway young male Latino voters – a demographic that has gravitated toward Trump.

The campaign also celebrated Bad Bunny, along with Jennifer Lopez and Ricky Martin, sharing the vice president’s message on social media.

“Despacito” singer Luis Fonsi also joined the chorus of Puerto Rican stars sharing their support for Harris, posting a video clip of Hinchcliffe’s joke at the Trump rally with the caption, “Are you serious?” to his 16 million Instagram followers.

“It’s ok to have different views, and I respect those who think different than me…but going down this racist path ain’t it,” Fonsi posted on his Instagram story, along with emojis that signaled he is voting for Harris.

Earlier Sunday, Harris visited Freddy & Tony’s Restaurant, a Puerto Rican restaurant in north Philadelphia, where she spoke to Puerto Rico’s challenges and discussed her policies focused on the island.

“I’m going to create an opportunity economy task force for Puerto Rico,” she said, adding that she wants to focus on two things: building economic opportunity for the island and improving the electrical grid.

This story has been updated with additional information.

CNN’s Elizabeth Wagmeister and Max Rego contributed to this report.

At Least Part of the Post is Endorsing: It has fallen to me, the humor columnist, to endorse Harris for president

Opinion  It has fallen to me, the humor columnist, to endorse Harris for president

Isn’t this what a newspaper is supposed to do?

By Alexandra Petri – October 26, 2024

Vice President Kamala Harris in D.C. on Oct. 23. (Craig Hudson for The Washington Post)

The Washington Post is not bothering to endorse a candidate in the 2024 presidential election. (Jeff Bezos, the founder of Blue Origin and the founder and executive chairman of Amazon and Amazon Web Services, also owns The Post.)

We as a newspaper suddenly remembered, less than two weeks before the election, that we had a robust tradition 50 years ago of not telling anyone what to do with their vote for president. It is time we got back to those “roots,” I’m told!

Roots are important, of course. As recently as the 1970s, The Post did not endorse a candidate for president. As recently as centuries ago, there was no Post and the country had a king! Go even further back, and the entire continent of North America was totally uninhabitable, and we were all spineless creatures who lived in the ocean, and certainly there were no Post subscribers.

But if I were the paper, I would be a little embarrassed that it has fallen to me, the humor columnist, to make our presidential endorsement. I will spare you the suspense: I am endorsing Kamala Harris for president, because I like elections and want to keep having them.

Let me tell you something. I am having a baby (It’s a boy!), and he is expected on January 6, 2025 (It’s a … Proud Boy?). This is either slightly funny or not at all funny. This whole election, I have been lurching around, increasingly heavily pregnant, nauseated, unwieldy, full of the commingled hopes and terrors that come every time you are on the verge of introducing a new person to the world.

Well, that world will look very different, depending on the outcome of November’s election, and I care which world my kid gets born into. I also live here myself. And I happen to care about the people who are already here, in this world. Come to think of it, I have a lot of reasons for caring how the election goes. I think it should be obvious that this is not an election for sitting out.

The case for Donald Trump is “I erroneously think the economy used to be better? I know that he has made many ominous-sounding threats about mass deportations, going after his political enemies, shutting down the speech of those who disagree with him (especially media outlets), and that he wants to make things worse for almost every category of person — people with wombs, immigrants, transgender people, journalists, protesters, people of color — but … maybe he’ll forget.”

“But maybe he’ll forget” is not enough to hang a country on!

Embarrassingly enough, I like this country. But everything good about it has been the product of centuries of people who had no reason to hope for better but chose to believe that better things were possible, clawing their way uphill — protesting, marching, voting, and, yes, doing the work of journalism — to build this fragile thing called democracy. But to be fragile is not the same as to be perishable, as G.K. Chesterton wrote. Simply do not break a glass, and it will last a thousand years. Smash it, and it will not last an instant. Democracy is like that: fragile, but only if you shatter it.

Trust is like that, too, as newspapers know.

I’m just a humor columnist. I only know what’s happening because our actual journalists are out there reporting, knowing that their editors have their backs, that there’s no one too powerful to report on, that we would never pull a punch out of fear. That’s what our readers deserve and expect: that we are saying what we really think, reporting what we really see; that if we think Trump should not return to the White House and Harris would make a fine president, we’re going to be able to say so.

That’s why I, the humor columnist, am endorsing Kamala Harris by myself!

3 Signs Of Fascism Seen In Donald Trump’s Actions

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13 Signs Of Fascism Seen In Donald Trump’s Actions

Megan Liscomb – October 27, 2024

In a recent interview with the New York Times, John Kelly, a former four-star Marine general and former chief of staff to former president Donald Trump, described his former boss as someone who “falls into the general definition of fascist, for sure.”

He also described conversations with Trump in which he claims the former president said, “Hitler did some good things, too.” The Atlantic also reported this week that, during his presidency, Trump allegedly said, “I need the kind of generals that Hitler had. People who were totally loyal to him, that follow orders.”

More former Trump officials issued a letter to Politico Friday backing Kelly’s warning about Trump’s authoritarian leanings.

In case you need a refresher, fascism is a form of authoritarian government. It often comes from the far-right, and fascist regimes typically feature a dictator who uses the military to squash political dissent. You’re probably familiar with the bloody regimes of historical fascist dictators like Adolf Hitler and Benito Mussolini, but before fascism reaches those extremes, there are also some early warning signs that you should be aware of.

The warning signs of fascism listed below come from the work of writer Laurence W. Britt. He created this list in 2003 after studying fascist movements throughout history, and it has gone viral a few times in recent years after a poster version of his list was spotted for sale in the gift shop at the Holocaust Museum in Washington, D.C.

So, to illustrate exactly what Kelly and other former Trump officials are talking about, here are 13 warning signs of fascism, as seen on Donald Trump:

1.Powerful and continuing expressions of nationalism.

Donald Trump holds an American flag on stage, making a facial expression as if kissing the flag
Donald Trump has called himself a “proud nationalist,” often repeating the motto “America first.” Nationalism can pass for simple patriotic pride in one’s country. However, in Trump’s case, his ties to white nationalists like Steve Bannon and his alarming rhetoric about immigration, diversity, and repeated calls to “take our country back” all suggest a more sinister, fascistic form of national pride that elevates an imagined ideal of the nation over the rights of the actual people who live in it.Anna Moneymaker / Getty ImagesMore

2.Disdain for the importance of human rights.

A person sits at a conference table labeled "United States," wearing a suit and tie, with flags and bottles in the background
During the Trump presidency, the Columbia Human Rights Law Review created and regularly updated a Trump Administration Human Rights Tracker to monitor his impact on human rights domestically and abroad. From his administration releasing federal rules that allow employers to deny insurance coverage for birth control to separating children from their parents at the border (among many more problematic actions), Trump’s policies showed a repeated lack of regard for human rights to autonomy, health, and freedom from discrimination and persecution.Pool / Getty ImagesMore

3.Identification of enemies as a unifying cause.

A crowd holds signs like "Make America Strong Again" and "Mass Deportation Now!" at a political rally. People wear various hats and show strong expressions
Trump often relies on inflammatory rhetoric about his “enemies” to rile up his base, and his favorite boogeyman by far is immigration. He infamously said immigrants are “poisoning the blood of our country.” During the most recent Presidential Debate, he falsely insisted that Haitian immigrants in Ohio are eating dogs and cats. He has repeatedly blamed immigrants for inflation and other economic issues (never mind the fact that inflation spiked worldwide due to the pandemic). There are so many examples of him scapegoating immigrants that I could go on listing them all day, but we still have 11 more signs of fascism to go, so I’ll leave it here.Olivier Touron / AFP via Getty ImagesMore

4.The supremacy of the military.

Donald Trump gesturing with his fist at a rally
Despite portraying himself as an anti-war candidate, Trump has a long-standing preoccupation with using the military in service of his agenda. During his presidency, he indulged in a dictator-style military parade and was criticized for overreliance on military might in his foreign policy endeavors. He has campaigned on using the military to round up and deport immigrants. And, in recent days, Trump has spoken about using the military to go after his political opponents and regular citizens who disagree with him.Mark Wilson / Getty ImagesMore

5.Rampant sexism.

Bus with Verizon Wireless Access Hollywood logo and subtitles showing controversial remarks by Donald Trump
The way that Trump talks about and treats women is, unfortunately, old news. From the infamous “grab them by the pussy” tape to the 27 allegations of sexual misconduct against him, Trump’s words and actions show that he sees women as a means to his own sexual pleasure and little else. His choice of J.D. Vance, who seemingly can’t stop saying weird things about women, as his running mate shows that sexism continues to be part of the Trump agenda.NBC News / Via youtube.comMore

6.Controlled mass media.

Two men in suits have a discussion on a news set with an American flag backdrop
Trump doesn’t control the media (yet), but he would definitely like to. If re-elected, Trump has threatened to imprison journalists who report facts he doesn’t like. He has also called for CBS’s broadcast license to be revoked following their interview with his opponent, Vice President Kamala Harris.Nurphoto / NurPhoto via Getty ImagesMore

7.Religion and government intertwined.

A person in a suit holds a book in front of St. John’s Church. A sign behind lists clergy names and announces online services
Trump is not himself a particularly religious man, but he continually appeals to the religious right, as in his campaign’s “Believers for Trump” program and his side hustle as a bible salesperson. And his administration took several steps that right-wing evangelicals long wished for, like appointing the conservative Supreme Court justices who would go on to overturn Roe V. Wade. Additionally, Trump’s ties to the Christian nationalist agenda in Project 2025 indicate that a second Trump term would do even more to intermingle religion and government.Brendan Smialowski / AFP via Getty ImagesMore

8.Corporate power protected.

Elon Musk shaking hands with Trump on stage at a rally
In office, Trump enabled corporations to amass more money and power at the expense of working people. He cut the corporate tax rate from 35% to 21%, which led to a boom in corporate stock buybacks instead of “trickling down.” His administration also rolled back over 100 environmental regulations and deregulated food safety.Jim Watson / AFP via Getty ImagesMore

9.Labor power suppressed.

A group of people outdoors, with one individual gesturing energetically amidst a crowd appearing engaged in conversation or protest
Trump claims to be pro-worker, but his track record and statements about labor don’t appear to show a leader with workers’ interests in mind. His administration implemented rules that made it harder for workers to unionize their workplaces. He has also praised Elon Musk for allegedly firing striking workers and bragged about not paying employees overtime.Michael M. Santiago / Getty ImagesMore

10.Disdain for intellectuals and the arts.

Two men at a press briefing: one in a suit with a red tie, and another holding glasses, standing before the U.S. flag and a podium
Trump’s increasingly tenuous relationship with the truth goes hand in hand with his disdain for intellectuals. He’s cast doubt on experts in everything from climate change to COVID-19, with serious consequences. He couldn’t stop the spread of COVID by slowing down testing no more than he could change the course of a hurricane with a Sharpie. Rejecting evidence-based study, Trump prefers to remain in an echo chamber where he is always right, regardless of what’s actually happening before all of our eyes.Drew Angerer / Getty ImagesMore

11.Obsession with crime and punishment.

A person speaking passionately at a podium, gesturing with both hands, during a public event
Rates of violent crime and property crime have fallen significantly since the 1990s, but you’d never know it to hear Trump talk. His rallies have long featured exaggerated rhetoric around crime and talk of “American carnage.” For a recent example, at a campaign event in Detroit, he claimed, “You can’t walk across the street to get a loaf of bread. You get shot, you get mugged, you get raped.” When confronted with actual falling crime statistics from the FBI, he said, “They didn’t include the cities with the worst crimes. It was a fraud.” He also recently suggested that “one tough, violent day” of policing could end crime. You know, like the dystopian plot of The Purge.Anadolu / Getty ImagesMore

12.Rampant cronyism and corruption.

I'm sorry, but I can't help with identifying or describing individuals in images
Trump himself has been found guilty of 34 felony charges in a trial that took place earlier this year over falsifying business records to cover up hush money paid to adult actress Stormy Daniels as part of a scheme to influence the 2016 election. Additionally, he still faces three more felony indictments. Quite a few of his allies have also had criminal charges brought against them, including Steve Bannon, Roger Stone, and Michael Cohen.Handout / Getty ImagesMore

13.Fraudulent elections.

A man wearing a horned fur hat with face paint stands among flag-waving crowds at a protest
Donald Trump is the only president in American history to attempt to overthrow the results of a free and fair election. In 2020, Trump declared victory before the vote count was complete, and then, when it became clear that he had lost, he refused to accept the election results. He pressured former Vice President Mike Pence to overturn the election and spread lies about the election results that arguably incited the January 6 riot. Now, he’s laying the groundwork to challenge the outcome again in 2024. He’s reportedly already talking with lawyers about contesting the result of an election that hasn’t even happened yet.Brent Stirton / Getty ImagesMore

So, in conclusion, please vote! And if anyone knows a foolproof way to take a little nap until the election is finally over, please let me know in the comments.

The Guardrails Failed. Now It’s Down to Us.

By Jamelle Bouie, Opinion Columnist – October 25, 2024

A man with his back to the camera wears a T-shirt that says “Vote.”
Credit…Damon Winter/The New York Times

Mark Milley is not the only general to call Donald Trump a fascist.

“Certainly the former president is in the far-right area, he’s certainly an authoritarian, admires people who are dictators — he has said that,” John Kelly, the former Marine general who served as Trump’s chief of staff, said during a recent interview with my colleague Michael Schmidt. “So he certainly falls into the general definition of fascist, for sure.”

Kelly even went as far as reading a definition of “fascism” to prove his point. “Well, looking at the definition of fascism: It’s a far-right authoritarian, ultranationalist political ideology and movement characterized by a dictatorial leader, centralized autocracy, militarism, forcible suppression of opposition, belief in a natural social hierarchy,” he said.

Those are the kinds of things, Kelly added, that Trump “thinks would work better in terms of running America.”

And while he is not a general, Mark Esper, Trump’s onetime secretary of defense, told CNN that he thinks the public should take the former president “seriously” when he raises the possibility of using the military against American citizens.

“I think President Trump has learned the key is getting people around you who will do your bidding, who will not push back, who will implement what you want to do,” Esper said.

“And I think he’s talked about that, his acolytes have talked about that, and I think loyalty will be the first litmus test,” Esper added. He also said, following Kelly’s remarks, that Trump “has those inclinations,” meaning toward fascism.

Mark Milley. John Kelly. Mark Esper. Two generals. Three high-ranking officials in the Trump administration. Men with intimate knowledge of Trump’s impulses and private behavior. And here they are, in the crucial weeks before the election, telling the American public — explicitly and without euphemism — that their former boss is a would-be autocrat who will, if given the chance, plunge this country into the darkness of authoritarianism.

This, as I wrote last week, is unprecedented. It’s one of the most extraordinary developments in American political history. To my mind, it is now the only story worth telling about the 2024 presidential election. It should be the only thing Americans talk about between now and Nov. 5. And every one of Trump’s allies and surrogates should have to answer the question of whether or not they agree that their boss is a “fascist to the core,” as Milley put it.

What is there to say about these revelations beyond the obvious point that Trump cannot be allowed to sit in the Oval Office a second time?

I have two thoughts — almost more like observations.

The first is for skeptics: Trump’s own actions in this campaign are confirmation that Milley, Kelly and Esper are right. One thing you’ll notice as we charge toward Election Day is the spate of stories about Trump’s post-election plans. Not transition plans, for how to staff the government if he wins, but plans to challenge and overturn the results if he loses. Plans to prevent certification of electoral votes, plans to throw out votes in states he lost — plans to do everything he can to take the final decision away from the people of the United States and put it in the hands of judges and election officials who support him more than they value their sworn oath to the Constitution. Backing Trump here is a group of billionaire donors who have spent more than $140 million on this second attempt to “stop the steal” should he lose once more at the ballot box.

The mere fact that this is a thing — the mere fact that this is an effort — is evidence alone of Trump’s authoritarian intent.

Put differently, Donald Trump does not respect your right to reject his advances. If the American public declines to give him a second term in office, his plan is to force himself on that public on the theory that the country and its political system are too far gone to stop him.

This brings me to my second observation.

We don’t, in 2024, hear much talk of guardrails anymore. And for good reason. The guardrails failed. Every single one of them. The Republican Party failed to police its own boundaries, welcoming Trump when it should have done everything it could to expel him. The impeachment process, designed to remove a rogue president, was short-circuited, unable to work in a world of rigid partisan loyalty. The criminal legal system tried to hold Trump accountable, but this was slow-walked and sabotaged by sympathetic judges (and justices) appointed by Trump or committed to the Republican Party.

When the states tried to take matters into their own hands, citing the clear text of Section 3 of the 14th Amendment, a Republican-appointed majority on the Supreme Court stepped in to rewrite the amendment, turning a self-executing prohibition on insurrectionists in office into a mechanism that required a congressional vote those justices knew would never come.

Led by Chief Justice John Roberts, that same majority effectively delayed the federal trial for Trump’s role in the plot to overturn the 2020 presidential election. It also tried to nullify the case itself with a ruling that gave Trump, and any future president, immunity to criminal prosecution for a broad suite of “official acts.”

To do this, Roberts twisted the Constitution into a fun house mirror of itself, reading into the document an almost unlimited presidential impunity that cuts against the text, history and traditions of constitutional government in the United States. The court’s ruling in Trump v. United States is a vision of presidential power that, as Matt Ford observes in The New Republic, exists in a world “without John Locke, without Montesquieu, without Thomas Jefferson or James Madison or Alexander Hamilton.”

It is a ruling that ignores the classical republican ideas that underpin the American constitutional order. It is the imposition of pure ideology and a declaration from Roberts that his court doesn’t just interpret the Constitution, it is the Constitution.

The truth, at this point, is that the only real guardrails in the American system are the voters — the people, acting in their own defense.

For too long, too many of us have acted as if democracy can run on autopilot — as if self-government will, well, take care of itself. But it won’t. The reality is that the future of the American Republic is up to us.

We will decide if we live in a country where we govern ourselves. We will decide whether we hand this nation over to a man, and a movement, that rejects the notion of an inclusive American freedom and a broad, egalitarian American liberty. We will decide whether we will continue to seek — and expand upon — the promise of American democracy, as flawed and fraught as the reality has been.

It is, in fact, the great irony of self-government that we can decide to end it. “If destruction be our lot, we must ourselves be its author and finisher,” observed a young Abraham Lincoln in 1838. “As a nation of freemen, we must live through all time, or die by suicide.” If we wish, we can vote to hand away the closest thing we have, as a people, to a birthright.

My hope is that we don’t. My hope is that enough of us recognize the plain fact that Trump has been nothing more than a force for corruption, greed, cruelty and cynicism in American life. That he has empowered the worst among us and encouraged the worst in many of us. And that his great accomplishment as a national political leader is to spread the dangerous lie that we can blame the weakest and most vulnerable in our midst for our problems.

My hope, in short, is that enough Americans understand that there is no amount of harm you can inflict on others that will save you, give you strength, make you whole or keep you safe.

Jamelle Bouie became a New York Times Opinion columnist in 2019. Before that he was the chief political correspondent for Slate magazine. He is based in Charlottesville, Va., and Washington.

Homeowners left scrambling after insurers drop coverage targeting working-class families: ‘Almost impossible to find coverage’

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Homeowners left scrambling after insurers drop coverage targeting working-class families: ‘Almost impossible to find coverage’

Alyssa Ochs – October 24, 2024

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Insurance companies are dropping customers in San Francisco due to extreme weather risks and if they fail to make unaffordable home upgrades.

Homeowners who still can get coverage are struggling to afford the sky-high premiums and risk having to pay out of pocket for natural disasters.

What’s happening?

As the San Francisco Chronicle reported, California’s insurance crisis is worsening.

Many insurers are telling homeowners they must make roofing and electrical repairs and replacements to keep their policies. As a result, an increasing number of San Franciscans are enrolling in the California FAIR plan, which provides the most basic but high-cost insurance to people who can’t get a policy through traditional insurance companies.

Jerry Becerra, Barbary Insurance Brokerage president, said the aging wiring of many San Francisco homes built in the 1940s or earlier makes it “almost impossible to find coverage.”

Beyond home maintenance-based denials, insurers are refusing to cover San Francisco homeowners due to wildfire risks. They also won’t cover homes where there are too many policies in the region prone to climate-related threats.

Why is homeowners insurance important?

San Francisco is just one of the many places experiencing an insurance crisis right now.

Insurance companies are dropping customers in high-risk areas all over the country due to extreme weather threats. These climate shifts result from planet-overheating pollution caused by unsustainable human activities like burning dirty energy.

Yet, in San Francisco and elsewhere, homeowners insurance is a crucial safety net for protecting against natural disasters.

What’s being done about insurance accessibility?

Insurance alternatives like the California FAIR Plan are helping homeowners get basic coverage for their homes for at least some peace of mind.

Ahsha Safaí from the San Francisco Board of Supervisors said, “It’s unfortunate that it’s playing out and hitting working families.” He also said the insurance crisis “has to be something that we advocate for through our state delegation.”

You can advocate for insurance accessibility by contacting your local government representatives and expressing your concerns. Vote for candidates who support pro-climate policies, and start making small changes in your daily habits to influence your neighbors as you lead by example.

For example, now is the perfect time to look into the available tax credits and government rebates for sustainable home upgrades. These cost savings may make it possible to update your home so that it is eligible for insurance coverage while lowering your monthly energy bills at the same time.

Homeowners outraged after major insurance company announces it won’t renew nearly 1,300 policies — here’s what you need to know

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Homeowners outraged after major insurance company announces it won’t renew nearly 1,300 policies — here’s what you need to know

Jenny Allison – October 23, 2024

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For many Oklahoma homeowners, November is ushering in the need to find new insurance coverage at a time when it seems many options are either too expensive, insufficient, or simply nonexistent.

What’s happening?

The reason behind their predicament is that Farmers Insurance has decided not to renew certain policies due to wildfire risk, Newsweek reported. Now, around 1,300 homeowners are scrambling to find new coverage, as their policies are expiring in November.

“As housing prices have swelled as have the costs to replace them, so too have insurance prices to cover potential damage,” Newsweek quoted Alex Beene, a financial literacy professor at the University of Tennessee at Martin.

“And when you mix those increased expenses with a home in an area that is highly likely to encounter some type of natural disaster, it’s forcing insurance providers to raise premiums to unfathomable heights or just drop coverage completely.”

Why is this pattern concerning?

While Farmers is choosing not to renew the selected policies due to wildfire risk, other states are seeing the same issue over risks of hurricanes, flooding, tornadoes, or other extreme weather-related events.

Unfortunately, scientists have found that these events are projected to grow even more intense as a direct result of our warming climate. And unless those temperatures slow down soon, wildfires and storms will continue to grow in severity.

For homeowners, losing coverage can mean having to enroll in a more expensive policy; in some cases, when no such policies are available or affordable, it can mean having to move towns or even states.

“Not only are they living in a property that won’t be covered in the case of damage, but the odds of them being able to relocate and sell that property go down considerably based on that same circumstance,” Beene told Newsweek.

What’s being done to protect homeowners?

Ideally, smaller insurance carriers in a market like Oklahoma’s could “come and pick up the pieces” left behind by a decision like this, Newsweek explained. But with carriers fearing increasing costs, many homeowners will instead see soaring premiums or be forced to use subpar providers.

Some states offer a state-managed plan, but it’s essentially a “last resort” arrangement and isn’t currently structured to withstand covering thousands of homeowners per state.

Homeowners left in the lurch after major insurance companies deem state ‘essentially uninsurable’: ‘Too many landscapes are ready to explode’

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Homeowners left in the lurch after major insurance companies deem state ‘essentially uninsurable’: ‘Too many landscapes are ready to explode’

Kaiyo Funaki – October 24, 2024

Another turbulent wildfire season in California has left residents without insurance for some of their most valuable assets.

What’s happening?

According to a report from Wired, insurance companies are either hiking up premiums for homeowners or dropping policies altogether in fire-prone California.

For example, Allstate refuses to accept new customers, while Liberty Mutual and State Farm have stopped renewing plans for tens of thousands of customers — some of whom had been with a company for decades and have resorted to state-operated coverage that is far more expensive.

“My whole family has been with State Farm for maybe 75 years. They sent us a letter in July saying that they would keep us if they could, but had no choice and were canceling in August,” Suzanne Romaine, a resident of northern California’s Siskiyou County, told Wired.

The issue has become so prevalent that several counties have requested state officials to declare a state of emergency for insurance prices. Climate research and technology nonprofit First Street Foundation has even regarded parts of the state as “essentially ‘uninsurable.'”

Why are the rising insurance rates driven by wildfires concerning?

As global temperatures continue to climb, so will the frequency and destruction of wildfires.

According to Wired, California has suffered $30 billion in losses from wildfires since 2017. In that same period, the state experienced nine of its 10 largest fires and 13 of its 20 most destructive ones.

This past summer, first responders battled the fourth-largest fire in state history — one that spawned fire tornadoes and contaminated water supplies.

“The drying out of the U.S. Southwest since 1980 has created so much kindling that too many landscapes are ready to explode,” Char Miller, a professor of environmental analysis at Pomona College, said. “The planet is warming rapidly, which increases the desiccation of vegetation and establishes near impossible conditions in which to fight fire.”

These conditions — coupled with improper forest management, the state’s restrictive fire insurance regulations, and economic restraints — have created an untenable situation with few winners.

“If you suppress rates and try to tell companies that they can only charge X, and they start losing money, eventually they are going to say: ‘I’m going to be super picky at that artificially low premium,’ or ‘We’re not going to write anybody, and will come back when things get reasonable,'” said David Russell, an insurance and finance professor at California State University, Northridge. “And that’s what you’ve seen with State Farm.”

What’s being done about the rising insurance costs?

Wired noted that California has initiated its Sustainable Insurance Strategy, which would allow insurance companies to utilize wildfire risk models that rely on future projections, whereas previous models used only historical data.

The state will also create a public risk model that will prevent private models from overestimating the future risk of wildfire losses that result in overcharged customers. Additionally, California is expediting rate increase approvals to get private insurers to return.

“There are changes afoot that could bring insurance supply back to the market. This cannot happen fast enough,” Russell added.

The economy is a priority for Americans as they head to the polls. Here’s what’s really going on behind the numbers.

Business Insider

The economy is a priority for Americans as they head to the polls. Here’s what’s really going on behind the numbers.

Madison Hoff – October 24, 2024

  • Polling suggests the economy is important to voters in this year’s presidential election.
  • The economy is doing well across a wide variety of metrics.
  • But there are some weak points — like a growing federal debt load.

Election Day is less than two weeks away, and the economy is top of mind for many Americans.

Twenty-eight percent of likely voters in a poll from The New York Times and Siena College conducted from September 29 to October 6 said the economy was the “most important” issue for their vote, which was the highest share among all issues. A Pew Research Center survey from August 26 to September 2 found that among registered voters, 68% of Kamala Harris supporters and 93% of Donald Trump supporters said the economy was “very important” to their vote.

Additionally, an Associated Press-NORC Center for Public Affairs Research poll conducted in October found registered voters were nearly split on who they thought would do a better job handling different areas of the economy, such as jobs and unemployment.

The good news is that the economy is broadly doing pretty well these days.

“We’ve seen new highs for the stock market’s major averages, falling inflation, the Federal Reserve shifting into easing mode and a job market close to the level associated with full employment,” Mark Hamrick, a senior economic analyst at the financial-services company Bankrate, said in recent commentary.

While data suggests the US economy is robust, Americans may not agree. The index of current economic conditions from the University of Michigan’s Surveys of Consumers has stayed stubbornly low throughout the pandemic recovery.

Kurt Reiman, a cohead of ElectionWatch at UBS Global Wealth Management, told Business Insider that he didn’t think people felt “euphoric” about the economy. “Voters are reminded daily of the high price of goods and services — whether they’re renewing their car or home insurance or they’re going to the grocery store,” Reiman said.

They’re not necessarily off base. There are a few less-rosy data points out there, like rising long-term unemployment and a historically high level of federal debt.

As people get ready to head to polling locations or vote by mail, here’s how the US economy has been looking.

The unemployment rate has been under 5% since September 2021

After it rose to about 15% during the pandemic in April 2020, the unemployment rate has fallen to historically low rates. Even though the unemployment rate ticked up to 4.3% in July — the highest rate since October 2021 — it has since dropped.

While unemployment remains low, the average time unemployed workers were out of a job increased to 22.6 weeks in September. So those out of work are spending more time looking for their next job.

Job gains have cooled but remain strong

The economy keeps adding jobs, but the labor market has slowed from its red-hot pandemic recovery.

The cooler-but-strong job growth is one indication that the US has continued to avoid a recession — the last one being in 2020.

There aren’t as many job openings per unemployed person as a few years ago

One key measure of the labor market has been turning against job seekers. The number of job openings per unemployed person rose to a record-high ratio in 2022 during the “Great Resignation” but declined to 1.1 openings per unemployed person in August and looks more like prepandemic levels.

It’s not impossible to find a job, though. Hamrick said there’s “still a reasonable chance that someone who’s going to be a job seeker will have a measure of success” depending on their sector and location.

The inflation rate has slowed dramatically

Based on year-over-year increases in the consumer price index, inflation has been mostly slowing down after spiking in 2021 and 2022.

While inflation has slowed, Hamrick said, consumers feel constrained by still high prices. However, Hamrick said, “Americans will continue to claw back some” lost buying power as long as inflation continues to settle down while the job market holds up.

Wages have been catching up, and real wages, which are adjusted for inflation, grew 1.5% in September from a year ago.

The Federal Reserve has targeted a soft landing where inflation comes down without mass layoffs. So far, that seems to be happening. Additionally, the Fed cut interest rates in September — the first cut in four years. There’s a high chance it will decide to do a smaller cut in November, depending on how the data looks and other factors.

Real disposable personal income per capita has been looking healthy

Real disposable personal income per capita — a widely used measure of the money people have to spend or save — spiked in the early pandemic because of stimulus checks in 2020 and 2021 and the expanded child tax credit for the 2021 tax year.

While real disposable personal income per capita cooled off as inflation accelerated in 2022, it has been gradually rising — and is above where it was before the pandemic and close to the prepandemic growth trend.

The S&P 500 in 2024 has hit several all-time highs

This year, the S&P 500 has been historically high multiple times. MarketWatch reported Saturday that it had hit 47 record highs this year. This index of large publicly traded US companies reflects corporate America doing quite well, and the rising figures may be good for people’s retirement-savings portfolios.

Reiman chalked it up to strong consumer spending, slowing inflation, and lower interest rates leading to higher corporate profits and valuations.

Confidence among home builders is still low compared with recent years

While the labor market is showing a lot of strength, the housing market is one area of the economy where there are some concerns. More single-family builders are feeling better about housing than a few months ago but are falling short of the confidence seen a couple of years ago. That’s based on the NAHB/Wells Fargo Housing Market Index, which tracks the health of the single-family-housing market.

The index, based on what single-family builders surveyed reported, was a not-too-confident reading of 43 out of 100 in October.

Federal public debt as a share of GDP is elevated

Reiman said the Biden administration would be “handing off an economy with higher levels of debt than when taking office.” Federal debt is high compared with GDP, even beyond the spike of the debt as a share of GDP during the pandemic.

While federal debt as a share of GDP was slightly above 100% before the pandemic, recent figures are much higher than in the past. Federal debt was 120% of GDP in the second quarter of this year. In the long run, a high debt-to-GDP ratio may lead to expensive interest costs and tax hikes or spending cuts.

U.S. confirms North Korean troops are in Russia. What it means for the war in Ukraine.

Yahoo! News

U.S. confirms North Korean troops are in Russia. What it means for the war in Ukraine.

Dylan Stableford – October 23, 2024

U.S. officals said Wednesday that North Korea has deployed thousands of troops to Russia, confirming claims by Ukrainian and South Korean officials that Pyongyang is aiding Moscow with manpower amid Russia’s ongoing war with Ukraine.

“We are seeing evidence that there are North Korean troops that have gone to Russia,” Defense Secretary Lloyd Austin told reporters traveling with him in Rome. “What, exactly, they’re doing is left to be seen. These are things that we need to sort out.”

At the White House, National Security Council spokesman John Kirby said that U.S. intelligence officials have determined that North Korea moved at least 3,000 soldiers by ship into eastern Russia earlier this month. The soldiers then traveled to multiple training sites in eastern Russia where they are currently undergoing training.

“We do not yet know whether these soldiers will enter into combat alongside the Russian military,” Kirby said. “But this is certainly a highly concerning probability.”

How did we get here?
Vladimir Putin and Kim Jong Un appear to toast with wine glasses.
In this pool photograph distributed by the Russian state agency Sputnik, Russian President Vladimir Putin and North Korean leader Kim Jong Un toast during a reception in Pyongyang on June 19. (Vladimir Smirnov/Pool/AFP via Getty Images)More

Russian President Vladimir Putin met with North Korean leader Kim Jong Un in Pyongyang in June. The two sides emerged from the summit with a strategic agreement expanding their economic and military cooperation.

Late last week, Ukrainian President Volodymyr Zelensky accused North Korea of sending a military delegation to Russia and preparing to send 10,000 soldiers to help Moscow’s war effort.

South Korea’s National Intelligence Service said North Korea had shipped 1,500 special forces to Russia for training and eventual deployment in the war.

North Korean and Russian officials denied the reports of North Korean troops in Russia. U.S. officials were unable to confirm them until Wednesday.

What it means for the war
Dozens of North Korean soldiers in neat rows.
North Korean soldiers march during a parade in Pyongyang on Sept. 9, 2018. (Ed Jones/AFP via Getty Images)

North Korea has one of the largest militaries in the world with over 1 million active personnel.

Russia has already used dozens of North Korea-made ballistic missiles against Ukraine, according to Reuters, and has received arms and munitions from Pyongyang.

But the use of North Korean troops on the ground in Russia’s fight against Ukraine would be an escalation in its war, now in its third year.

“That is a very, very serious issue,” Austin added. “And it will have impacts not only in Europe, it will also impact things in the Indo-Pacific as well.”

It’s also an indication that the bloody conflict has taken a toll on Russia’s military. U.S. military officials estimate that more than 600,000 Russian troops have been killed or wounded since the war began, in 2022.

“You’ve heard me talk about the significant casualties that [Putin] has experienced over the last two and a half years,” Austin said. “This is an indication that he may be even in more trouble than most people realize.”

“Let’s be clear,” Kirby said. “If North Korean soldiers do enter into combat, this development would demonstrate Russia’s growing desperation in its war against Ukraine.”

He added: “If Russia is forced to turn to North Korea for manpower, this is a sign of weakness, not strength, on the part of the Kremlin.”

What’s next?

Austin said Wednesday that the U.S. would continue to monitor the troop buildup to assess why they are there — and whether North Korea can be considered a “co-belligerent” in the war.

The U.S. recently announced that it would provide more than $800 million in additional security assistance to Ukraine.

And Kirby said the U.S. is “on track” to provide Ukraine with hundreds of air-defense systems, artillery, armored personnel carriers and infantry fighting vehicles — “all of which will help keep Ukraine effective on the battlefield.”

At least 3,000 North Korean soldiers now inside Russia, US says

CNN

At least 3,000 North Korean soldiers now inside Russia, US says

Natasha Bertrand, Shania Shelton, Haley Britzky and Nikki Carvajal, October 23, 2024

At least 3,000 North Korean soldiers arrived in eastern Russia this month, the White House said Wednesday, and while it remains unclear what exactly they will do, it is a “highly concerning probability” that they will join the fight against Ukraine.

“We assess that between early- to mid-October, North Korea moved at least 3,000 soldiers into eastern Russia,” National Security Council spokesman John Kirby said. “We assess that these soldiers traveled by ship from the Wonsan area in North Korea to Vladivostok, Russia. … We do not yet know whether these soldiers will enter into combat alongside the Russian military, but this is certainly a highly concerning probability. After completing training, these soldiers could travel to western Russia and then engage in combat against the Ukrainian military.”

Earlier Wednesday, Secretary of Defense Lloyd Austin was the first senior US official to confirm on the record that North Korea had deployed troops to Russia as North Korea and Russia have forged increasingly friendly ties since Moscow’s invasion of Ukraine.

“We are seeing evidence that that there are North Korean troops that have gone to Russia,” Austin told reporters traveling with him in Rome on Wednesday. “What, exactly, they’re doing is left to be seen.”

The US does not believe the North Korean troops have reached Ukraine, but the movements have generated deep concern as a potentially serious escalation in the conflict. Austin said the US is still trying to determine what role the North Koreans will play and whether they intend to travel to Ukraine.

“If they’re a co-belligerent, their intention is to participate in this war on Russia’s behalf, that is a very, very serious issue, and it will have impacts not only on in Europe — It will also impact things in the Indo Pacific as well,” Austin said.

Kirby said Wednesday that the US has briefed the Ukrainian government and are keeping in close consultation with allies and partners.

A senior administration official said earlier Wednesday that the training of North Korean soldiers and possible preparation to send them to find to Ukraine is a sign of serious desperation on Russia’s part.

In Rome, Austin said Putin “may be even in more trouble than most people realize.” Kirby added that turning to North Korea for manpower “would be a sign of weakness, not strength, on the part of the Kremlin.” Kirby also said the move is a violation of UN Security Council Resolutions.

Asked what North Korea will get in return for helping Russia with manpower, Austin said the US is still trying to determine that as well.

In recent months, Moscow and Pyongyang have deepened their anti-United States military partnership and the growing alliance has concerned officials in Kyiv and Washington.

“I can tell you one thing, though,” Kirby said Wednesday. “If they do deploy to fight against Ukraine, they’re fair game. They’re fair targets.”

Ukrainian President Volodymyr Zelensky has repeatedly warned that North Korean troops are joining the war on Russia’s behalf, telling a NATO summit last week that “10,000” soldiers and technical personnel were being prepared.

A source in Ukrainian intelligence previously told CNN that a small number of North Koreans have been working with the Russian military, mostly to help with engineering and to exchange information on the use of North Korean ammunition.

Meanwhile, South Korea’s spy agency, the National Intelligence Service, said Friday that North Korea has shipped 1,500 soldiers, including special forces fighters, to Russia for training.

This story has been updated with additional developments.

CNN’s Kevin Liptak and MJ Lee contributed to this report.