Will the West Turn Ukraine into a Nuclear Battlefield?

Resilience – Energy

Will the West Turn Ukraine into a Nuclear Battlefield?

By Joshua Frank, originally published by Tom Dispatch 

April 20, 2023

Chernobyl
Why Depleted Uranium Should Have No Place There

It’s sure to be a blood-soaked spring in Ukraine. Russia’s winter offensive fell far short of Vladimir Putin’s objectives, leaving little doubt that the West’s conveyor belt of weaponry has aided Ukraine’s defenses. Cease-fire negotiations have never truly begun, while NATO has only strengthened its forces thanks to Finland’s new membership (with Sweden soon likely to follow). Still, tens of thousands of people have perished; whole villages, even cities, have been reduced to rubble; millions of Ukrainians have poured into Poland and elsewhere; while Russia’s brutish invasion rages on with no end in sight.

The hope, according to Ukrainian President Volodymyr Zelensky, is that the Western allies will continue to furnish money, tanks, missiles, and everything else his battered country needs to fend off Putin’s forces. The war will be won, according to Zelensky, not through backroom compromises but on the battlefield with guns and ammo.

“I appeal to you and the world with these most simple and yet important words,” he said to a joint session of Great Britain’s parliament in February. “Combat aircraft for Ukraine, wings for freedom.”

The United Kingdom, which has committed well over $2 billion in assistance to Ukraine, has so far refused to ship fighter jets there but has promised to supply more weaponry, including tank shells made with depleted uranium (DU), also known as “radioactive bullets.” A by-product of uranium enrichment, DU is a very dense and radioactive metal that, when housed in small torpedo-like munitions, can pierce thickly armored tanks and other vehicles.

Reacting to the British announcement, Putin ominously said he would “respond accordingly” if the Ukrainians begin blasting off rounds of DU.

While the UK’s decision to send depleted-uranium shells to Ukraine is unlikely to prove a turning point in the war’s outcome, it will have a lasting, potentially devastating, impact on soldiers, civilians, and the environment. The controversial deployment of DU doesn’t pose faintly the same risks as the actual nuclear weapons Putin and his associates have hinted they might use someday in Ukraine or as would a potential meltdown at the embattled Zaporizhzhia nuclear facility in that country. Still, its use will certainly help create an even more lethal, all too literally radioactive theater of war — and Ukraine will end up paying a price for it.

The Radioactive Lions of Babylon

Stuart Dyson survived his deployment in the first Gulf War of 1991, where he served as a lance corporal with Britain’s Royal Pioneer Corps. His task in Kuwait was simple enough: he was to help clean up “dirty” tanks after they had seen battle. Many of the machines he spent hours scrubbing down had carried and fired depleted uranium shells used to penetrate and disable Iraq’s T-72 tanks, better known as the Lions of Babylon.

Dyson spent five months in that war zone, ensuring American and British tanks were cleaned, armed, and ready for battle. When the war ended, he returned home, hoping to put his time in the Gulf War behind him. He found a decent job, married, and had children. Yet his health deteriorated rapidly and he came to believe that his military service was to blame. Like so many others who had served in that conflict, Dyson suffered from a mysterious and debilitating illness that came to be known as Gulf War Syndrome.

After Dyson suffered years of peculiar ailments, ranging from headaches to dizziness and muscle tremors, doctors discovered that he had a severe case of colon cancer, which rapidly spread to his spleen and liver. The prognosis was bleak and, after a short battle, his body finally gave up. Stuart Dyson died in 2008 at the age of 39.

His saga is unique, not because he was the only veteran of the first Gulf War to die of such a cancer at a young age, but because his cancer was later recognized in a court of law as having been caused by exposure to depleted uranium. In a landmark 2009 ruling, jurors at the Smethwick Council House in the UK found that Dyson’s cancer had resulted from DU accumulating in his body, and in particular his internal organs.

“My feeling about Mr. Dyson’s colon cancer is that it was produced because he ingested some radioactive material and it became trapped in his intestine,” Professor Christopher Busby, an expert on the effects of uranium on health, said in his court testimony. “To my mind, there seems to be a causal arrow from his exposure to his final illness. It’s certainly much more probable than not that Mr. Dyson’s cancer was caused by exposure to depleted uranium.”

The U.S. Department of Defense estimated that American forces fired more than 860,000 rounds of DU shells during that 1991 war to push Iraqi autocrat Saddam Hussein’s military out of Kuwait. The result: a poisoned battlefield laced with radioactive debris, as well as toxic nerve agents and other chemical agents.

In neighboring southern Iraq, background radiation following that war rose to 30 times normal. Tanks tested after being shelled with DU rounds had readings 50 times higher than average.

“It’s hot forever,” explains Doug Rokke, a former major in the U.S. Army Reserve’s Medical Service Corps who helped decontaminate dozens of vehicles hit by DU shells during the first Gulf War. “It doesn’t go away. It only disperses and blows around in the wind,” he adds. And of course, it wasn’t just soldiers who suffered from DU exposure. In Iraq, evidence has been building that DU, an intense carcinogenic agent, has led to increases in cancer rates for civilians, too.

“When we were moving forward and got north of a minefield, there were a bunch of blown-out tanks that were near where we would set up a command post,” says Jason Peterson, a former American Marine who served in the first Gulf War. “Marines used to climb inside and ‘play’ in them … We barely knew where Kuwait was, let alone the kind of ammunition that was used to blow shit up on that level.”

While it’s difficult to discern exactly what caused the Gulf War Syndrome from which Dyson and so many other soldiers suffered (and continue to suffer), experts like Rokke are convinced that exposure to depleted uranium played a central role in the illness. That’s an assertion Western governments have consistently downplayed. In fact, the Pentagon has repeatedly denied any link between the two.

“I’m a warrior, and warriors want to fulfill their mission,” Rokke, who also suffers from Gulf War Syndrome, told Vanity Fair in 2007. “I went into this wanting to make it work, to work out how to use DU safely, and to show other soldiers how to do so and how to clean it up. This was not science out of a book, but science done by blowing the shit out of tanks and seeing what happens. And as we did this work, slowly it dawned on me that we were screwed. You can’t do this safely in combat conditions. You can’t decontaminate the environment or your own troops.”

Death to Uranium

Depleted uranium can’t produce a nuclear explosion, but it’s still directly linked to the development of atomic weaponry. It’s a by-product of the uranium enrichment process used in nuclear weapons and fuel. DU is alluring to weapons makers because it’s heavier than lead, which means that, if fired at a high velocity, it can rip through the thickest of metals.

That it’s radioactive isn’t what makes it so useful on the battlefield, at least according to its proponents. “It’s so dense and it’s got so much momentum that it just keeps going through the armor — and it heats it up so much that it catches on fire,” says RAND nuclear expert and policy researcher Edward Geist.

The manufacturing of DU dates back to the 1970s in the United States. Today, the American military employs DU rounds in its M1A2 Abrams tanks. Russia has also used DU in its tank-busting shells since at least 1982 and there are plenty of accusations, though as yet no hard evidence, that Russia has already deployed such shells in Ukraine. Over the years, for its part, the U.S. has fired such rounds not just in Kuwait, but also in Bosnia, Iraq, Kosovo, Syria, and Serbia as well.

Both Russia and the U.S. have reasons for using DU, since each has piles of the stuff sitting around with nowhere to put it. Decades of manufacturing nuclear weapons have created a mountain of radioactive waste. In the U.S., more than 500,000 tons of depleted-uranium waste has built up since the Manhattan Project first created atomic weaponry, much of it in Hanford, Washington, the country’s main plutonium production site. As I investigated in my book Atomic Days: The Untold Story of the Most Toxic Place in America, Hanford is now a cesspool of radioactive and chemical waste, representing the most expensive environmental clean-up project in history with an estimated price tag of $677 billion.

Uranium, of course, is what makes the whole enterprise viable: you can’t create atomic bombs or nuclear power without it. The trouble is that uranium itself is radioactive, as it emits alpha particles and gamma rays. That makes mining uranium one of the most dangerous operations on the planet.

Keep It in the Ground

In New Mexico, where uranium mines were primarily worked by Diné (Navajo People), the toll on their health proved gruesome indeed. According to a 2000 study in the Journal of Occupational and Environmental Medicinerates of lung cancer in Navajo men who mined uranium were 28 times higher than in those who never mined uranium. The “Navajo experience with uranium mining,” it added, “is a unique example of exposure in a single occupation accounting for the majority of lung cancers in an entire population.”

Scores of studies have shown a direct correlation between exposure to uranium and kidney diseasebirth defects in infants (when mothers were exposed), increased rates of thyroid disease, and several autoimmune diseases. The list is both extensive and horrifying.

“My family had a lot of cancer,” says anti-nuclear activist and Indigenous community organizer Leona Morgan. “My grandmother died of lung cancer and she never smoked. It had to be the uranium.”

One of the largest radioactive accidents, and certainly the least reported, occurred in 1979 on Diné land when a dam broke, flooding the Puerco River near Church Rock, New Mexico, with 94 million gallons of radioactive waste. The incident received virtually no attention at the time. “The water, filled with acids from the milling process, twisted a metal culvert in the Puerco and burned the feet of a little boy who went wading. Sheep keeled over and died, while crops curdled along the banks. The surge of radiation was detected as far away as Sanders, Arizona, fifty miles downstream,” writes Judy Pasternak in her book Yellow Dirt: A Poisoned Land and the Betrayal of the Navajo.

Of course, we’ve known about the dangers of uranium for decades, which makes it all the more mind-boggling to see a renewed push for increased mining of that radioactive ore to generate nuclear power. The only way to ensure that uranium doesn’t poison or kill anyone is to leave it right where it’s always been: in the ground. Sadly, even if you were to do so now, there would still be tons of depleted uranium with nowhere to go. A 2016 estimate put the world’s mountain of DU waste at more than one million tons (each equal to 2,000 pounds).

So why isn’t depleted uranium banned? That’s a question antinuclear activists have been asking for years. It’s often met with government claims that DU isn’t anywhere near as bad as its peacenik critics allege. In fact, the U.S. government has had a tough time even acknowledging that Gulf War Syndrome exists. A Government Accountability Office report released in 2017 found that the Veterans Affairs Department had denied more than 80% of all Gulf War illness claims by veterans. Downplaying DU’s role, in other words, comes with the terrain.

“The use of DU in weapons should be prohibited,” maintains Ray Acheson, an organizer for the International Campaign to Abolish Nuclear Weapons and author of Banning the Bomb, Smashing the Patriarchy. “While some governments argue there is no definitive proof its use in weapons causes harm, it is clear from numerous investigations that its use in munitions in Iraq and other places has caused impacts on the health of civilians as well as military personnel exposed to it, and that it has caused long-term environmental damage, including groundwater contamination. Its use in weapons is arguably in violation of international law, human rights, and environmental protection and should be banned in order to ensure it is not used again.”

If the grisly legacy of the American use of depleted uranium tells us anything, it’s that those DU shells the British are supplying to Ukraine (and the ones the Russians may also be using there) will have a radioactive impact that will linger in that country for years to come, with debilitating, potentially fatal, consequences. It will, in a sense, be part of a global atomic war that shows no sign of ending.

The Dominion Settlement Is Just the Beginning of Fox and Rupert Murdoch’s Nightmare

Time

The Dominion Settlement Is Just the Beginning of Fox and Rupert Murdoch’s Nightmare

Jeffrey Sonnenfeld – April 19, 2023

Celebrity Sightings In Los Angeles - November 12, 2019
Celebrity Sightings In Los Angeles – November 12, 2019

Rupert Murdoch is seen on November 12, 2019 in Los Angeles, California. Credit – PG-Bauer-Griffin/GC Images

Forget the repetitive media chatter debating the political and societal wins and losses over the historic record $787.5 million settlement between Fox News and Dominion Voting Systems, after the voting machine maker alleged defamation by the cable network for promoting false news stories that Dominion rigged the 2020 presidential election against Donald Trump. Fox settled out of court at the last minute, seemingly panicked over the prospect of a dazed 92-year-old Rupert Murdoch, CEO of Fox News parent company Fox Corporation, having to take the stand to explain how he lost control of his prized creation—his “Foxenstein” monster. But while it’s a historic and record-setting amount to pay to avoid an embarrassing public trial over the airing of an admitted lie, the settlement doesn’t mark the end of Fox’s or Murdoch’s nightmare.

The horror story that is just beginning to unfold and that will continue to haunt the company and its patriarch is the corporate governance catastrophe this case leaves in its wake and the punctured business bravado of the scorching public record of admitted fraud and negligent management oversight. Fox’s celebrity anchors already soiled themselves in emailed evidence revealing they did not believe what they were reporting as truth. Their testimony and emails are in the public record for future litigants. Meanwhile, the judge’s special master, investigating fraudulent representations by Fox and its lawyers in discovery, continue undaunted by this settlement. The rest of Murdoch’s life and the rest of the careers of his board will likely be defined by ongoing fallout.

The Big Winner

There is no disputing that this is a grand slam for Dominion and nothing short of a transformative business success. Dominion is a tiny young company not even 1% the size of Fox, and it was sold to private equity investors Staple Street Capital for just about $40 million in 2018. This week’s settlement is gigantic—more than eight times their company revenues last year of $98 million, which assuming a 20% profit margin means that the settlement results in a whopping 5000% boost in the company’s earnings.

Such a whopping settlement may not have been awarded by a jury in court and very well could have been tossed on appeal. This small a company would have had a tough time proving concrete economic damage and lost revenues equivalent to $787.5 million let alone the $1.6 billion in damages they were seeking had it gone to trial. There are two types of damages—compensatory and punitive—and the idea that a company that may have been valued by its own investors, according to Fox’s lawyers, at no more than $80 million could get anything close to 10 times that as compensatory damages is blatantly ludicrous, while punitive damages are becoming increasingly pegged to the value of compensatory damages.

Even if an appellate court concurred with a possible jury verdict that an actual malice standard was met, the financial damages Dominion asked for were excessive. Plus, unlike the Alex Jones award of $1 billion, which is facing years of byzantine appeals and stalling, Dominion gets this money now—without any more hassle, delay, or expense and without having to deal with anxious insurers and litigation finance hedge funds breathing down their neck.

News Corporation headquarters, home to Fox News, on April 18, 2023 in New York City. Moments before opening arguments were set to begin, Fox News and Dominion Voting Systems said that they had reached a settlement of $787 million in the voting machine company’s defamation lawsuit against Fox.<span class="copyright">Spencer Platt-Getty Images</span>
News Corporation headquarters, home to Fox News, on April 18, 2023 in New York City. Moments before opening arguments were set to begin, Fox News and Dominion Voting Systems said that they had reached a settlement of $787 million in the voting machine company’s defamation lawsuit against Fox.Spencer Platt-Getty Images
The Even Bigger Loser

On the other hand, for Fox Corp., the parent company of Fox News, this is a major strikeout. Incredibly, even though $787.5 million, more than half of the company’s total profit last fiscal year, is four times larger than the prior record for a defamation settlement—in 2017, Disney/ABC News paid out $177 million over misleading reporting on pink slime—Fox’s woes are just beginning.

Sure, some Dominion fans or Fox News haters might be upset that the cable channel did not have to publicly accept responsibility or apologize, rather just releasing a statement of meaningless legalese: “We acknowledge the Court’s rulings finding certain claims about Dominion to be false.” But such disappointment ignores the massive business and financial ramifications that Fox will have to live with for years. We are still only in the early innings of Fox’s struggles.

What now stands as a statement of legal fact for future litigants is the judge’s condemning conclusions.

The judge wrote, “the evidence does not support that FNN conducted good-faith, disinterested reporting.”

In another finding, the judge wrote that the “evidence developed in this civil proceeding demonstrates that is CRYSTAL clear that none of the statements relating to Dominion about the 2020 election are true.”

These rulings were accepted by Fox with “no contest” and stand as legal fact and cannot be appealed.

Other companies, such as Smartmatic, will surely be emboldened in their own defamation suits against Fox, which share basically the same fact patterns as Dominion’s. Furthermore, the condemning depositions of Fox anchors and executives, admitting that they knew their stories were false and sources were ludicrous, opens Fox’s board to serious claims of negligence and breaches of fiduciary duty—violations of a board’s duty of care and duty of loyalty under Delaware corporate law.

Plaintiffs’ attorneys are rushing to file derivative shareholder class action lawsuits on behalf of the 60% of Fox shares not held by the Murdoch family. Fox has a sophisticated board with accomplished individuals, such as former House Speaker Paul Ryan, Managing Partner of Quinn Emanuel William Burck, former Ford CEO Jacques Nasser, and Formula One CEO Chase Carey, all of whom have a lot to lose—whether by way of reputation or liability—by more embarrassing disclosures coming out of depositions and trials.

Already two of many law firms queuing up filed suit in Delaware Chancery Court, charging: “Fox knew—from the Board on down—that Fox News was reporting false and dangerous misinformation about the 2020 Presidential election, but Fox was more concerned about short-term ratings and market share than the long-term damages of its failure to tell the truth.”

While some media commentators have suggested that insurance might cover a large portion of Fox’s Dominion settlement, the company’s breaches of fiduciary duty could absolve insurers from having to cover the payout on top of permitting them to charge the company permanently higher insurance premiums. Even worse for Fox, unless the company reforms its coverage and corporate governance processes, insurers might recoil from underwriting the insurance of Fox’s board directors and officers, much the way Elon Musk was once forced to personally underwrite the insurance of Tesla’s board directors and officers after every insurance company refused to stomach the risk.

Admissions by Murdoch, Ryan, Fox News CEO Suzanne Scott, and Fox Corp. Chief Legal Officer Viet Dinh demonstrate a failure to act on what they knew to be false—or a failure of their duties of care and duty of loyalty to the shareholders. Their duties were not to protect management or even to please viewers, but to protect the enterprise and shareholder value. Yet, when asked in a January deposition if he could have intervened when falsehoods were being spread on his cable network, Murdoch succinctly replied on the record, “I could have. But I didn’t.”

Alt-right media such as One America News Network and Newsmax are likely facing even greater financial peril as they are facing similar legal challenges as Fox.

Despite his self-proclaimed willingness to testify in court, Murdoch’s rambling, brutally candid, and self-incriminating answers in deposition raise questions over his judgment. Fox cannot retract Murdoch’s sworn testimony, and when they unsuccessfully tried to hide his actual Fox News executive oversight duties, they had to apologize for such deception. Presumably Murdoch will be forced to continue to shed light on how much he knew, when he knew it, and what he did or didn’t do in response, as the drumbeat of investigations rolls on.

For its part, Fox News is already modifying its approach and seeming to take some of these lessons to heart before they become total Faux News. Nobody would mistake Fox today for MSNBC, but the cable network has severely limited former President Trump’s airtime recently, rarely ever showcasing full Trump campaign rallies and speeches as it used to do, while anchors almost always now resort to pre-taped edited clips of Trump rather than offering the unchecked freewheeling surprise live dial-in privileges Trump used to enjoy. Like Samuel Johnson quipped, nothing so focuses the mind like the prospect of an imminent hanging. Still, as Murdoch tries to restrain his out-of-control creation, he has his work cut out for him.

Switzerland has a stunningly high rate of gun ownership — here’s why it doesn’t have mass shootings

Business Insider

Switzerland has a stunningly high rate of gun ownership — here’s why it doesn’t have mass shootings

Hilary Brueck and Azmi Haroun – April 19, 2023

Switzerland has a stunningly high rate of gun ownership — here’s why it doesn’t have mass shootings
Switzerland Swiss army honor guard soldiers troops military
Members of the Swiss federal army’s honor guard in October 2012.REUTERS/Thomas Hodel

Switzerland hasn’t had a mass shooting since 2001, when a man stormed the local parliament in Zug, killing 14 people and then himself.

The country has about 2 million privately owned guns in a nation of 8.3 million people. In 2016, the country had 47 attempted homicides with firearms. The country’s overall murder rate is near zero.

The National Rifle Association often points to Switzerland to argue that more rules on gun ownership aren’t necessary. In 2016, the NRA said on its blog that the European country had one of the lowest murder rates in the world while still having millions of privately owned guns and a few hunting weapons that don’t even require a permit.

But the Swiss have some specific rules and regulations for gun use.

Insider took a look at the country’s past with guns to see why it has lower rates of gun violence than the US, where after a mass shooting that killed 6 at a school in Nashville, Tennessee, gun-death rates are now at their highest in more than 20 years, and the leading cause of death for children and adolescents.

Switzerland is obsessed with getting shooting right. Every year, it holds a shooting contest for kids aged 13 to 17.

Knabenschiessen swiss guns
Wikimedia Creative Commons

Zurich’s Knabenschiessen is a traditional annual festival that dates back to the 1600s.

Though the word roughly translates to “boys shooting” and the competition used to be only boys, teenage girls have been allowed in since 1991.

Kids in the country flock to the competition every September to compete in target shooting using Swiss army-service rifles. They’re proud to show off how well they can shoot.

The competition values accuracy above all else, and officials crown a Schutzenkonig — a king or queen of marksmen — based on results.

Having an armed citizenry helped keep the Swiss neutral for more than 200 years.

swiss herders
Alpine herdsmen in Toggenburg, Switzerland.Keystone/Getty Images

The Swiss stance is one of “armed neutrality.”

Switzerland hasn’t taken part in any international armed conflict since 1815, but some Swiss soldiers help with peacekeeping missions around the world.

Many Swiss see gun ownership as part of a patriotic duty to protect their homeland.

Most Swiss men are required to learn how to use a gun.

Swiss President Ueli Maurer shooting guns switzerland
Swiss President Ueli Maurer pauses during a shooting-skills exercise — a several-hundred-year-old tradition — with the Foreign Diplomatic Corps in Switzerland on May 31, 2013.REUTERS/Denis Balibouse

Unlike the US, Switzerland has mandatory military service for men.

The government gives all men between the ages of 18 and 34 deemed “fit for service” a pistol or a rifle and training on how to use them.

After they’ve finished their service, the men can typically buy and keep their service weapons, but they have to get a permit for them.

In recent years, the Swiss government has voted to reduce the size of the country’s armed forces.

Switzerland is a bit like a well-designed fort.

swiss bunkers
Arnd Wiegmann/Reuters

Switzerland’s borders are basically designed to blow up on command, with at least 3,000 demolition points on bridges, roads, rails, and tunnels around the landlocked European country.

John McPhee put it this way in his book “La Place de la Concorde Suisse”:

“Near the German border of Switzerland, every railroad and highway tunnel has been prepared to pinch shut explosively. Nearby mountains have been made so porous that whole divisions can fit inside them.”

Roughly a quarter of the gun-toting Swiss use their weapons for military or police duty.

swiss-army
AP/Keyston, Lukas Lehmann

In 2000, more than 25% of Swiss gun owners said they kept their weapon for military or police duty, while less than 5% of Americans said the same.

In addition to the militia’s arms, the country has about 2 million privately owned guns — a figure that has been plummeting over the past decade.

swiss army
Members of an honor guard of the Swiss army.REUTERS/Arnd Wiegmann

The Swiss government has estimated that about half of the privately owned guns in the country are former service rifles. But there are signs the Swiss gun-to-human ratio is dwindling.

In 2007, the Small Arms Survey found that Switzerland had the third-highest ratio of civilian firearms per 100 residents (46), outdone by only the US (89) and Yemen (55).

But it seems that figure has dropped over the past decade. The University of Sydney now estimates that there’s about one civilian gun for every three Swiss people.

Gun sellers follow strict licensing procedures.

swiss gun shop
Daniel Wyss, the president of the Swiss weapons-dealers association, in a gun shop.REUTERS/Arnd Wiegmann

Swiss authorities decide on a local level whether to give people gun permits. They also keep a log of everyone who owns a gun in their region — known as a canton — though hunting rifles and some semiautomatic long arms are exempt from the permit requirement.

Cantonal police don’t take their duty doling out gun licenses lightly. They might consult a psychiatrist or talk with authorities in other cantons where a prospective gun buyer has lived to vet the person.

Swiss laws are designed to prevent anyone who’s violent or incompetent from owning a gun.

swiss nina christen rifle
Nina Christen of Switzerland at the Olympic Games in Rio in August 2016.Sam Greenwood/Getty Images

People who’ve been convicted of a crime or have an alcohol or drug addiction aren’t allowed to buy guns in Switzerland.

The law also states that anyone who “expresses a violent or dangerous attitude” won’t be permitted to own a gun.

Gun owners who want to carry their weapon for “defensive purposes” also have to prove they can properly load, unload, and shoot their weapon and must pass a test to get a license.

Switzerland is also one of the richest, healthiest, and, by some measures, happiest countries in the world.

Swiss Switzerland flag fan trumpet
Laurence Griffiths/Getty Images

In their 2019 World Happiness Report, the UN ranked Switzerland sixth.

The Swiss have been consistently near the top of this list. In 2017, when the UN ranked Switzerland fourth overall among the world’s nations, the report authors noted that the country tends to do well on “all the main factors found to support happiness: caring, freedom, generosity, honesty, health, income, and good governance.”

Meanwhile, according to the report, happiness has taken a dive over the past decade in the US.

The report authors cite “declining social support and increased corruption,” as well as addiction and depression for the fall.

The Swiss aren’t perfect when it comes to guns.

Swiss flag Switzerland
Harold Cunningham/Getty Images

Switzerland still has one of the highest rates of gun violence in Europe, and suicides account for most gun deaths in the country.

Around the world, stronger gun laws have been linked to fewer gun deaths. That has been the case in Switzerland, too.

Geneva Swiss Switzerland Police Officer
A police officer at Geneva’s airport.REUTERS/Denis Balibouse

After hundreds of years of letting local cantons determine gun rules, Switzerland passed its first federal regulations on guns in 1999, after the country’s crime rate increased during the 1990s.

Since then, the government has added more provisions to keep the country on par with EU gun laws, and gun deaths — including suicides — have continued to drop.

As of 2015, the Swiss estimated that only about 11% of citizens kept their military-issued gun at home.

Most people aren’t allowed to carry their guns around in Switzerland.

swiss hunters
Hunters at a market in central Switzerland offer their fox furs.REUTERS

Concealed-carry permits are tough to get in Switzerland, and most people who aren’t security workers or police officers don’t have one.

“We have guns at home, but they are kept for peaceful purposes,” Martin Killias, a professor of criminology at Zurich University, told the BBC in 2013. “There is no point taking the gun out of your home in Switzerland because it is illegal to carry a gun in the street.”

That’s mostly true. Hunters and sports shooters are allowed to transport their guns only from their home to the firing range — they can’t just stop for coffee with their rifle.

Guns also cannot be loaded during transport to prevent them from accidentally firing in a place like Starbucks — something that has happened in the US at least twice.

Germany’s foreign minister: Parts of China trip ‘more than shocking’

Reuters

Germany’s foreign minister: Parts of China trip ‘more than shocking’

Alexander Ratz – April 19, 2023

FILE PHOTO: German Foreign Minister Annalena Baerbock visits China
German Foreign Minister Annalena Baerbock visits China
FILE PHOTO: German Foreign Minister Annalena Baerbock visits China
German Foreign Minister Annalena Baerbock visits China

BERLIN (Reuters) – German Foreign Minister Annalena Baerbock on Wednesday described parts of her recent trip to China as “more than shocking” and said Beijing was increasingly becoming a systemic rival more than a trade partner and competitor.

The blunt remarks followed Baerbock’s visit to Beijing last week where she warned that any attempt by China to control Taiwan would be unacceptable.

Beijing claims democratically governed Taiwan as a Chinese province and has never ruled out the use of force to bring the island under its control.

Baerbock had also said China wanted to follow its own rules at the expense of the international rules-based order. Beijing in turn asked Germany to support Taiwan’s “reunification” and said China and Germany were not adversaries but partners.

Speaking to the German Bundestag (lower house of parliament) on Wednesday about her China trip, Baerbock said “some of it was really more than shocking”.

She did not elaborate on specifics, although her remark came after she said China was becoming more repressive internally as well as aggressive externally.

For Germany, she said, China is a partner, competitor and systemic rival, but her impression is now “that the systemic rivals aspect is increasing more and more”.

China is Germany’s largest trading partner, said Baerbock, but this did not mean Beijing was also Germany’s most important trading partner.

The German government wants to work with China but does not want to repeat past mistakes, for example the notion of “change through trade”, she said, that the West can achieve political shifts in authoritarian regimes through commerce.

Baerbock also said China had a responsibility to work towards peace in the world, in particular using its influence over Russia in the war in Ukraine.

She welcomed Beijing’s promise not to supply weapons to Russia, including dual use items, though added that Berlin would see how such a promise worked in practice.

In a departure from the policies of former chancellor Angela Merkel, Olaf Scholz’s government is developing a new China strategy to reduce dependence on Asia’s economic superpower, a vital export market for German goods.

(Writing by Matthias Williams; Editing by Mark Heinrich)

I Lost My House in the Fort Lauderdale Flood While Ron DeSantis Campaigned in New Hampshire

Daily Beast

I Lost My House in the Fort Lauderdale Flood While Ron DeSantis Campaigned in New Hampshire

Elijah Manley – April 18, 2023

Photo Illustration by Kelly Caminero / The Daily Beast / Getty
Photo Illustration by Kelly Caminero / The Daily Beast / Getty

Fort Lauderdale last week was inundated with a historic downpour that caused massive floods and catastrophic property damage, upending the lives of thousands of people. According to experts and meteorologists such as Dan DePodwin of AccuWeather, this level of rain was so historic and rare that it is expected to only occur once every thousand years. Some areas saw over 25 inches of rain.

Cars and trucks floated through the city, and artery roads were turned into rivers that can only be passed by swimming through them. Many residents lost their homes, their vehicles, and their every material possession.

I know all this to be true because my family experienced it all.

Ron DeSantis May Fall Into His Own Abortion Trap

As I was heading home last Wednesday night, I got a frightening text. It was from my mom, telling me not to come home. “You can’t come home. Water is everywhere, inside and outside. We’re flooded.”

Though it was pouring, I wasn’t gravely concerned. “It’s just a little water,” I thought to myself. I was wrong.

I would have no home to return to that night, but I would swim through two feet of water across the city just to sleep on the ground downtown. When the waters receded days later, I came back to what had been my home to find all my belongings destroyed and the interior of the house flooded.

<div class="inline-image__credit">Elijah Manley</div>
Elijah Manley

Pictures, clothes, books, everything: gone. They’re irreplaceable. Everything I spent my life building was gone in one night. It’s like the memory of your identity has been wiped away. I couldn’t help but feel destroyed inside knowing that everything I had to my name is gone. It takes me back to a time in my childhood when my family was homeless. During that time, it was difficult maintaining all of our belongings.

And as I and countless others were experiencing this tragedy, our governor was in other states, far away, hawking his book and hyping up donors for a likely presidential run. In a time of historic crisis, the leader of our state’s government went AWOL.

It was only a few years ago when another Florida Republican governor, Rick Scott, traveled to areas affected by other natural disasters. He’d put partisanship aside and advocate for emergency aid to support affected communities. “We can rebuild homes. We can rebuild businesses. We cannot rebuild your life,” Scott said.

Our current governor, Ron DeSantis, is no Rick Scott.

<div class="inline-image__credit">Elijah Manley</div>
Elijah Manley

While our local mayors, city commissioners, and emergency management personnel were on the ground immediately working to address the crisis, Gov. DeSantis didn’t even have the time to call Fort Lauderdale Mayor Dean Trantalis to offer his support.

This angers me beyond words. I’m not rich. My family is working class, and we have been blue-collar all our lives. It hurts my heart to know that my governor couldn’t make time to visit my city, witness our suffering, and demonstrate leadership. He could have promised swift and aggressive relief, pledged to help us rebuild, and looked into our eyes and let us know some things are more important than politics. But he didn’t.

<div class="inline-image__credit">Elijah Manley</div>
Elijah Manley

Some DeSantis supporters have argued that his book tour and speaking engagements were planned in advance, while these floods could not have been predicted. That excuse might work for a day. Once it became clear there was a catastrophe back home, he could (and should) have hopped on the first jet back to Florida.

Instead, he continued his journey across the country to three states, including the early primary state of New Hampshire.

Yes, you read that correctly: while a major city in the governor’s home state was underwater, Ron DeSantis continued to sell books and campaign across the country.

Ron DeSantis Isn’t a Tough Guy. He’s Just Another Cowardly Bully.

When he did fly back, it was in the middle of the night for a quick stop at the state Capitol to sign the six-week abortion ban. Then he left again, making no stops in Fort Lauderdale or affected areas. (His campaign and office staff did muster up the energy to attack critics on social media and lambaste the media for pointing out his absence.)

This isn’t about partisanship, this is about responsibility. I have levied the same criticism at President Joe Biden for not visiting East Palestine, Ohio, after the catastrophic train derailment that devastated the working-class region.

If Ron DeSantis is more interested in running for president than being the governor we deserve in difficult times, then he must resign immediately. When we lost everything, our governor was absent. If DeSantis can’t demonstrate basic humanity and offer effective leadership during an emergency as governor, how can we expect him to handle larger crises as president? We shouldn’t.

‘Time doesn’t heal’: Ukraine’s war widows count the cost

AFP

‘Time doesn’t heal’: Ukraine’s war widows count the cost

Jonathan Brown and Elizabeth Striy, in Warsaw – April 17, 2023

Olga Slyshyk began to fear the worst in January this year when her husband, Mykhailo, a military engineer serving on the front line in eastern Ukraine, didn’t contact her on her birthday.

It wasn’t unusual for the 40-year-old trained lawyer to be offline for days at a time, but Slyshyk knew he would reach out — one way or another — on January 14 if he was alive and well.

“I was sure he would call or find some way to congratulate me. But I had had a very bad dream and I already knew something was wrong,” she told AFP in Kyiv wearing black and holding her two-year-old son Viktor.

“On January 15, I found out he had died.”

More than one year after Moscow invaded, Slyshyk is among a growing number of women widowed by Russian forces and left to count the cost of Ukraine’s determination to hold out and push Moscow’s invasion back.

Neither side has disclosed the exact figures of troops killed, though recently leaked US intelligence documents suggest as many as 17,500 Ukrainian servicemen have been lost.

Slyshyk said a social media group for war widows she joined had more than 300 members after her husband was killed defending Soledar in the eastern Donetsk region, but it had doubled in size since.

– ‘You learn to live with it’ –

President Volodymyr Zelensky last August hosted widows and their children at an honours ceremony to reassure next of kin their loved ones’ sacrifice had not been in vain.

“They will remain forever at battle. But they live on in the memory of their relatives,” he said, greeting mourning women and their children one by one.

Thirty-year-old Slyshyk, who was born in Mariupol — a port city besieged and captured by Russian forces last spring — said she often evokes the memory of her killed husband.

“All the time. Both in my head and aloud. I’ll be unable to open a tin can, weeping from frustration, and I cry out: ‘Misha, I’m not even able to do this’ and then suddenly, it opens.”

Daria Mazur, 41, said she learned of her husband’s death in 2014 from graphic pictures of his bloodied corpse published on Russian media after fierce fighting with Kremlin-backed separatists.

He was killed while withdrawing from Ilovaisk, an infamous and costly chapter of the conflict for Ukraine that saw hundreds killed that August as Kyiv troops pulled back in the face of advancing pro-Russian forces.

“Time does not heal. You just get used to it. You accept it. You learn to live with it. And that pain just becomes a part of you,” she told AFP in her kitchen in Kyiv, next to pictures showing her husband smiling with their child in his arms.

They met on a beach in2006, fell in love and married in 2010 in the southern region of Kherson, where Mazur fled from when Russia invaded last February. Her home town is currently occupied by Russian forces.

She said her final conversations with her husband, Pavlo, who was 30 when he was killed, betrayed a sense of foreboding. He knew the situation was precarious.

“He told me: ‘please promise me that no matter what happens to me, you will be happy,'” she recounted to AFP.

– ‘I need you by my side’ –

“These guys are giving their lives so we can live on,” she added, referring to Ukrainian servicemen fighting now.

It was precisely this need to go on that pushed Oksana Borkun, who also lost her husband to the Russian invasion, to create “We Have to Live,” an organisation that supports widows — the same group that Slyshyk joined.

Borkun said that while the government offers financial and psychological support, she wanted to go a step further.

“The girls face a huge amount of pain. You can say it’s possible to go crazy from it. Life is going on around you, and you want to talk to those who understand.”

The organisation gathers money for widows, offers logistical and moral support, too, but chiefly it provides a platform — mainly online — for already nearly one thousand widows country-wide to share.

For Slyshyk, her husband’s family has proven a stronger pillar of support than her own.

Her mother, who is also a widow of two years, lives in Donetsk, a pro-Russian stronghold city captured by separatists in 2014 and does not support Ukraine in the war.

The fact they have both lost their husbands has not brought them together, she said.

Months after Mykhailo’s death, Slyshyk is torn when weighing whether his sacrifice was worth it.

“He said he was going there for me and Viktor,” she recounted, explaining her husband believed Ukraine had no choice but to fight back and win.

“But if you want me to be safe, to be ok, I need you by my side, not somewhere else,” she added, swallowing back tears.

“For now, I’m emotionally conflicted”.

Ex-Navy Officer Reportedly Probed for Amplifying Pentagon Leak to Russian Channels

Daily Beast

Ex-Navy Officer Reportedly Probed for Amplifying Pentagon Leak to Russian Channels

Josh Fiallo – April 17, 2023

Dado Ruvic/Illustration/Reuters
Dado Ruvic/Illustration/Reuters

The feds are reportedly probing a former U.S. Navy non-commissioned officer who’s accused of overseeing a prominent Russian propaganda account that made leaked documents from the Pentagon go viral this month.

Sarah Bils, 37, was unmasked this weekend as being behind the online persona “Donbass Devushka”—which roughly translates to “Donbass Girl”—despite her being a New Jersey native who lives in Washington state.

Two U.S. defense officials told United States Naval Institute News that Bils is now being probed for potentially sharing four classified docs—allegedly leaked initially by Massachusetts Air Guardsman Jack Teixeira, who was arrested last week—to Donbass Devushka’s 65,000-plus followers on Telegram.

Exact details on the probe—and potential charges for Bils—have not been released.

A Navy biography for Bils says she was an aviation electronics technician who worked out of Naval Air Station Whidbey Island in Washington state until November 2022. Speaking from her home, she admitted to The Wall Street Journal that she’s partially behind the Donbass Devushka network, which describes itself on its social media pages—including Twitter, Telegram and YouTube—as engaging in “Russian–style information warfare.”

But Bils told the paper she’s just one of 15 people “all over the world” with access to the propaganda accounts, maintaining that she wasn’t the administrator who posted the classified U.S. intel. Instead, she claims she was the admin who eventually deleted the posts.

The leaked docs quickly went viral in Russia after they were posted by Donbass Devushka on April 5, the Journal reported, with “several large Russian social-media accounts” picking up the documents and reposting. The channel’s posts with the classified documents remained online for days.

“Some very interesting potential intel,” the Telegram channel for Donbass Devushka posted with screenshots of the documents. “The authenticity cannot be confirmed but looks to be very damning nato information.”

It was the virality of this post that alerted U.S. authorities that classified intel was compromised. Previously, Teixeira, 21, had been posting other classified documents to a private Discord channel for months but the docs never went public, group members told The Washington Post.

Bils said she never used her position in the Navy to leak classified intel and that she didn’t work with Teixeira, telling the Journal, “I obviously know the gravity of top-secret classified materials. We didn’t leak them.”

The military and Justice Department have not made a public statement about Bils and her alleged role in amplifying the leak. Gen. Pat Ryder, a Pentagon spokesman, told the Journal that the military has ordered a review of intelligence access, accountability, and control procedures to nix future leakers.

Teixeira has been charged with unauthorized detention and transmission of national defense information and unauthorized removal of classified information and defense materials. The feds allege that he shared classified information on social media starting in December.

Members of Teixeira’s Discord channel told the Post that he shared screenshots of battlefield conditions in Ukraine, highly classified satellite images of the aftermath of Russian missile strikes, and vivid details on troop movements within Ukraine.

The Donbass Devushka network has basked in the aftermath of this month’s leaks—gaining thousands of new followers. Those new to its multiple social media pages were met with posts advertising pro-Russia merchandise and a promise that proceeds would go to the mercenary Wagner Group and the Russian military.

The Journal reported that Bils was honorably discharged from the military in November after a “significant demotion.” Bils told reporters that she’d left the Navy because she suffered from post-traumatic stress disorder, and that she has “some” Russian heritage.

On a podcast that shares the same name as her popular Telegram channel, Bils spoke with a “slight Russian accent,” the Journal reported—an accent other outlets have described as being “phony.” She also posed as being a woman from the Donbas region of Ukraine, one of the bloodiest areas of the Russo-Ukrainian conflict.

Bils told the Journal her old gig gave her clearance to view top-secret information but that she no longer has that access.

“I don’t even know the authenticity of the documents or what they say,” she told the Journal about the leaked intel shared on her page. “I am not very well versed in reading documents like that.”

Former Navy NCO running pro-Russian social account under investigation for helping spread classified documents

Fox News

Former Navy NCO running pro-Russian social account under investigation for helping spread classified documents

Michael Lee – April 17, 2023

Former Navy NCO running pro-Russian social account under investigation for helping spread classified documents

A former Navy non-commissioned officer is reportedly the subject of a Justice Department investigation into her role in helping spread classified documents recently leaked online.

Sarah Bils, a 37-year-old former aviation electronics technician in the Navy, is allegedly behind the pro-Russian “Donbass Devushka” social media account that helped classified documents originally leaked by Massachusetts Air Guardsman Jack Teixeira reach a wider audience, according to a report from the Wall Street Journal on Sunday.

Donbass Devushka, which translates as “Donbas Girl,” is a series of social media accounts popular on Telegram, Twitter and YouTube that pushed a pro-Kremlin view for an English-speaking audience. Despite presenting itself as being a single Russian blogger, the accounts are run by multiple administrators, including Bils.

US DEFENSE SECRETARY LLOYD AUSTIN SAYS LEAKED CLASSIFIED DOCUMENTS WERE ‘SOMEWHERE IN THE WEB’

The social media accounts and Bils’ role are now the subject of a Justice Department investigation, according to a report from USNI News on Monday.

Bils last served at Naval Air Station Whidbey Island before leaving the service late last year. She reached the grade of E-7, or chief petty officer, during her time in the service, but she left the military as an E-5, or petty officer second class. It is unclear why the former service member was demoted.

The Navy did not immediately respond to a Fox News Digital request for comment.

Selfie Jack Teixeira alleged leaker
Jack Teixeira

SOUTH KOREA SAYS LEAKED PENTAGON DOCUMENT SUGGESTING US SPYING IS ‘UNTRUE’ AND ‘ALTERED’: REPORTS

Classified documents allegedly posted to the internet by Teixeira had gone relatively unnoticed until they were picked up by the Donbass Devushka social media account, which boasts a much larger following than the invite-only Discord server that was run by the Massachusetts Guardsman.

From there, the documents were picked up by several large Russian social media accounts, spurring the Pentagon investigation into the leaks.

In an interview with the Wall Street Journal, Bils, who had access to classified material in her capacity in the Navy, said the documents were posted to Donbass Devushka by another administrator and later deleted by her.

“I obviously know the gravity of top-secret classified materials. We didn’t leak them,” she told the outlet.

Defense Secretary Lloyd Austin has ordered a review of intelligence access and procedures in response to the leaks.

Bils is originally from New Jersey and currently lives in Washington state. She joined the Navy in 2009 and completed “A” school at Naval Aviation Technical Training Center in Pensacola, Florida, and first reported to Fleet Readiness Center Northwest, Whidbey Island, in 2011.

Her awards include two Navy and Marine Corps Achievement Medals, a Meritorious Unit Commendation, four Good Conduct Medals and the National Defense Service Medal, according to USNI News.

The Justice Department declined to comment on the case.

Supreme Court Justice Clarence Thomas has been reporting income from defunct real estate company

USA Today

Supreme Court Justice Clarence Thomas has been reporting income from defunct real estate company, report says

 Ken Tran, USA TODAY – April 17, 2023

As Supreme Court Justice Clarence Thomas is under heightened scrutiny for accepting lavish trips from a GOP billionaire megadonor, he also has been disclosing income from a now-defunct real estate company, The Washington Post reported.

Over the past two decades, Thomas has been reporting on required financial disclosures rental income from a family real estate company – but the company ceased operations  in 2006.

By itself, the disclosure could be chalked up as an inadvertent error. The original company, named Ginger, Ltd., Partnership, was taken over by a similarly named company, Ginger Holdings, LLC.

Here’s what you need to know. 

Supreme Court Justice Clarence Thomas has been under scrutiny for accepting lavish trips and other gifts from a Republican megadonor.
Supreme Court Justice Clarence Thomas has been under scrutiny for accepting lavish trips and other gifts from a Republican megadonor.
Clarence Thomas reported $270,000 to $750,000 from now-defunct company

The original company, a Nebraska real estate firm named Ginger, Ltd., Partnership, was created in the 1980s and  shut down in 2006. In its place, a new company, Ginger Holdings, LLC, was created and assumed control of the previous company, according to The Post.

On Thomas’ recent annual disclosure forms, the Supreme Court justice reported income of between $50,000 and $100,000 from Ginger, Ltd., Partnership, the older, now-defunct company, The Post reported. The forms make no mention of the newer company, Ginger Holdings, LLC.

Since 2006, according to The Post, Thomas reported receiving $270,000 to $750,000 from the older company, where it was described on his forms as “rent.”

Related: Supreme Court Justice Clarence Thomas says he wasn’t required to report trips with GOP donor

Associate Justice Clarence Thomas has been reporting rental income from a family real estate company that ceased operations more than 15 years ago, The Washington Post reported.
Associate Justice Clarence Thomas has been reporting rental income from a family real estate company that ceased operations more than 15 years ago, The Washington Post reported.
Thomas under scrutiny over relationship with GOP megadonor

Thomas’ financial disclosures entered the national spotlight again this month after ProPublica reported that he accepted multiple luxury vacations from Harlan Crow, a billionaire real estate magnate and GOP megadonor.

Along with his wife, Virginia “Ginni” Thomas, the two went on multiple vacations funded by Crow over the past two decades, including trips on his superyacht and stays at his private resort. Thomas did not mention the travel on his disclosure forms.

Thomas’ financial relationship with Crow went further. ProPublica also reported that Crow purchased three Georgia properties from the Supreme Court justice – transactions Thomas failed to note on his financial disclosure forms.

The ethics controversy extends to his wife,conservative advocate Ginni Thomas, who has been under scrutiny for reports about efforts to help former President Donald Trump overturn the 2020 election. Ginni Thomas led a conservative group that received almost $600,000 in anonymous donations, The Washington Post reported.

In a statement this month, Thomas acknowledged that he and his wife joined Crow on a number of “family trips” during the more than a quarter century they have known them. He described the couple as “among our dearest friends.”

“Early in my tenure at the court, I sought guidance from my colleagues and others in the judiciary, and was advised that this sort of personal hospitality from close personal friends, who did not have business before the court, was not reportable,” Thomas said.

He has not  responded to requests about the subsequent revelations.

Contributing: John Fritze

Supreme Court Justice Clarence Thomas and his wife, Ginni, leave funeral services for the late Justice Antonin Scalia in Washington in 2016.
Supreme Court Justice Clarence Thomas and his wife, Ginni, leave funeral services for the late Justice Antonin Scalia in Washington in 2016.

Who says Florida property insurers aren’t taking new customers?

South Florida Sun Sentinel

Who says Florida property insurers aren’t taking new customers? See whether yours added or subtracted policies

Ron Hurtibise, South Florida Sun Sentinel – April 17, 2023

Apparently not all Florida-regulated property insurance companies are too financially troubled to take on new customers.

Thirty-two companies added customers between the second and third quarters of 2022, according to a South Florida Sun Sentinel analysis of market share data released by the Florida Office of Insurance Regulation.

A few companies added significant numbers of what are called personal residential policies that cover single-family homes, condominiums and even renters.

Of 18,243 new policies written by State Farm Florida, currently the third-largest carrier in the state, 8,595 were homeowner policies, 2,538 were new tenant policies, and 7,110 were new condo policies.

Castle Key Indemnity, a subsidiary of Allstate, added 8,508 new policies, including 3,987 homeowner policies and 3,805 tenant policies.

Edison Insurance, owned by Boca Raton-based Florida Peninsula, added 4,766 policies, of which 4,176 were homeowner policies.

The analysis suggests that reforms enacted in two special legislative sessions to reduce litigation against insurers — though disliked by plaintiffs attorneys, repair contractors and public adjusters — are encouraging carriers to expand their presence here.

Insurance insiders contacted for this report said it’s a promising sign that so many companies are deciding to take on new business.

Restrictions intended to reduce lawsuits against insurers that were enacted during two special sessions have given some companies confidence to expand in the state, said Mark Friedlander, communications director for the industry-funded Insurance Information Institute.

“The data shows some positive signs for Florida’s property insurance market,” Friedlander said in an email. “Several private insurers have indicated they are willing to take on more risk based on the property insurance reform that was passed in December and the new tort reform bill that was passed in March.

“Based on the Q3/Q4 2022 data, it appears a few insurers were willing to assume more risk even before the market reforms were enacted. Insurance agents are also starting to see more options when trying to place a customer’s business.”

The Sun Sentinel’s analysis compares market share data that insurance companies have tried to keep confidential over the past six years. Since 2017, more than 60 private-market companies, including most of the largest, have blocked quarterly release of their county-by-county and — until this year — statewide market data after State Farm won a court battle that allowed companies to declare the information a “trade secret.”

State Farm objected to county-level dissemination of its policy counts, saying it provided competitors with too much insight into markets where the company was targeting its marketing efforts.

But last May, lawmakers included, among reforms desired by insurers, the required disclosure of aggregated statewide policy data with no option to declare it a trade secret.

Formerly ‘trade secret’

The first statewide spreadsheet released under the new law disclosed policy counts, total premium collected, the value of insured property, cancellations, and other information, for the third quarter of 2022. The second release, for the fourth quarter, made it possible to compare which companies added and subtracted policies, as well as average policy costs and average value of property covered, between the third and fourth quarters.

Not surprisingly, insurers that posted significant policy count increases weren’t eager to share their reasons why. Insurers are generally tight-lipped about all aspects of their business.

“We can’t talk about our growth strategy but we can share that State Farm continues to maintain the financial strength to be there for our Florida customers,” a State Farm spokeswoman said by email.

Clint Strauch, president of Edison Insurance and Florida Peninsula, credited its professional network of agents, traditional underwriting practices and fiscal conservatism, “which gives us the financial ability to take on new policies.

He added, “We are bullish about the state of insurance in Florida, in light of the positive steps taken by the Governor and the Legislature to stabilize the market for all Floridians.”

Even as it revealed a number of companies willing to take on new business, the data comparison showed that an even larger number of companies continued to lose policies, either deliberately to reduce the amount of risk on their books and thus, their reinsurance costs, or because policyholders are shopping for lower prices, possibly from state-owned Citizens Property Insurance Corp.

Seventy companies saw reduced policy counts between the third and fourth quarters. Of them, 16 lost or shed more than 1,000 policies each.

Those companies are among the largest in the state, including the second-largest behind Citizens, Fort Lauderdale-based Universal Property & Casualty, which reported 23,100 fewer policies at the end of the fourth quarter compared to three months earlier.

Others were ASI Preferred (down 16,014), a subsidiary of Progressive, which last year announced plans to stop writing new policies in Florida; American Integrity (-7,051); Security First (-6,729); and Heritage Property & Casualty (-6,528).

Slide Insurance Co., which was founded by former Heritage CEO Bruce Lucas in early 2020, saw a 6,272-policy reduction. However, since Dec. 31, the company announced plans to add up to 91,000 policies covered by United Property & Casualty when that company went into dissolution in February.

Travis Miller, spokesman for Universal Property & Casualty, said it’s not accurate to assume that the company “shed” 23,100 policies.

“Instead, the data more simply shows that during the quarter, the reduction in (Universal’s) policies exceeded the number of new business policies it wrote,” he said by email. “An insurer can see reductions in its policy count for reasons beyond its typical renewal underwriting process.”

Many customers in the current climate of rapidly rising rates are comparative shopping, he said, including many with Citizens, which by law offers premiums below market rates to homeowners who cannot find comparable coverage that costs less than 20% more.

“To a lesser degree, some insureds also are making the difficult decision to forego coverage,” Miller said.

Those decisions can be inferred from the data that show the number of overall homeowner policies stayed relatively flat between the third and fourth quarters even though 57,004 single-family homes were sold between Oct. 1 and Dec. 31, according to the Florida Association of Realtors.

And Citizens, the “insurer of last resort,” added 73,617 personal residential policies in the fourth quarter, more than any single private-market company.

Citizens’ continued growth is a sign that insurance industry troubles persisted into the fourth quarter as it became the insurer of last resort for homeowners unable to find an affordable policy elsewhere.

The next set of data, for the first quarter, will show a similar increase for Citizens, according to data posted on the company’s website. But brightening conditions could begin to nudge policyholders back to private-market insurers, Friedlander said.

“We learned this week that more than 61,000 policies have been approved for take-out from Citizens by three Florida insurers — Monarch National Insurance, Florida Peninsula and Edison Insurance Co.,” he said.

Tallahassee-based Monarch National alone was approved to take out up to 46,218 policies, Citizens spokesman Michael Peltier said.

In addition, a new company has been approved by Florida regulators to enter the market: Tailrow Insurance is being launched by publicly traded HCI Group, which also owns Homeowners Choice and TypTap Insurance, and will begin writing new business this year, according to a consent order filed by the Florida Office of Insurance Regulation.

Both the Citizens takeouts and the newly launched Tailrow Insurance “are positive signs,” Friedlander said, adding, “It would not surprise us if some of the property insurers that posted a net decline in policies during 2022 begin to move in the other direction in 2023.”

More insurance availability if you can pay

Yet, increased availability of insurance is coming at higher prices, as policyholders hit hard by rate increases over the past two years can attest.

John Rollins, former chief risk officer at Citizens, notes that strong headwinds are still facing companies trying to secure required levels of reinsurance — coverage insurers buy to guarantee the ability to file all claims after a catastrophe — by June or July, ahead of the most active part of the hurricane season that begins around mid-August. Whatever they’ll end up having to pay will be passed along to their customers.

The reinsurance renewal period “by all accounts is set to feature the largest year-over-year price hikes in living memory,” Rollins said.

Gallagher Re, a global reinsurance broker, said reinsurance rate increases for catastrophe loss have ranged from 50% to 100% according to Artemis.bm, a website targeted to capital markets investors.

“This would make four years in a row of reinsurance prices ratcheting up — slightly at 2020 and 2021, 30% at 2022, and now this,” Rollins said. “Companies will pass through the costs in rate filings once they are clear, but nobody knows where the market will settle right now.”

Until the dust settles, “smart managers would not be adding policies,” he said.

Other observations

Tenant policies up: Even as the overall number of homeowner policies remained flat, the number of insurance policies purchased by renters increased statewide by 53,999 to 1.15 million at the end of the fourth quarter.

“The spike is not surprising as Florida’s rental market has become the most robust in the U.S.,” Friedlander said. “The cost of renters insurance is extremely reasonable for consumers and fairly low risk for insurers compared to property coverage. Most landlords required their tenants to have individual renters coverage, which is a very good thing.”

Tenant insurance is so cheap, there’s no excuse to forego it. The average annual premium, according to the data, was $200. The highest average premium, $13,643 was charged by a company that insures just 12 condos in the state, Pacific Indemnity Co., and the average insured value of those 12 condos was $1.2 million. The lowest average premium was $11 paid by 10,924 customers of Markel Insurance Co.

Homeowner premiums: Average homeowner premiums as of Dec. 31 ranged from a low of $346 for the 2,848 properties covered by Farmers Casualty to $51,823 for the 252 properties insured by Century-National.

The average homeowner premium increased from $2,908 to $3,026.

The average insured value of covered single-family homes — known in the industry as “exposure” — jumped from $624,126 on Sept. 30 to $641,253 on Dec. 31. The average exposure ranged from $12.7 million for each of five houses insured by Ace Insurance Co. of the Midwest to $285,823 for customers of White Pine Insurance Co.

Condos: The average cost to insure a condominium unit increased from $1,375 to $1,419 between Sept. 30 and Dec. 31. Because they are smaller and have common areas insured by separate commercial policies, it costs less to insure condo units. The highest average condo premium in Florida was $13,643 from American Home Assurance Company, while the lowest was $348 from Teachers Insurance Co., which insures exactly one condo unit in the state. The average insured value for condos increased from $154,431 on Sept. 30 to $156,777 on Dec. 31.